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Presented by
Milena Monet |
~~Open House for Sunday January 11th has been cancelled. ~~ Discover this sun-drenched 4-bedroom Colonial nestled in the desirable Oswegatchie section of Waterford. Designed for both comfort and entertaining, the main level features a spacious floor plan with an elegant formal dining room, a cozy living room, and a separate, inviting family room. Large windows throughout flood the home with natural light, creating a warm and welcoming atmosphere. Enjoy your mornings or unwind in the serene sun room. Practicality meets potential with an expansive, unfinished bonus room above the garage, offering endless possibilities for a home office, gym, or recreation space. A truly wonderful opportunity in a sought-after neighborhood! Nestled along Connecticut's southeastern shoreline, Waterford offers a rare blend of coastal beauty, cultural depth, and everyday livability. Known for its sweeping waterfront landscapes and rich artistic heritage, this town provides a relaxed yet refined lifestyle just minutes from New London and easy access to New York and Boston. Waterford is internationally recognized as the home of the Eugene O'Neill Theater Center, one of the most influential incubators for new American theater. Set on a scenic waterfront campus, the center has launched countless award-winning plays and musicals and hosts performances, workshops, and festivals throughout the year. For residents, it adds a distinctive cultural energy-bringing world-class creativity to a tranquil coastal setting. One of Waterford's most treasured landmarks, Harkness Memorial State Park spans over 200 acres of rolling lawns, formal gardens, and sweeping views of Long Island Sound. Anchored by the historic Eolia Mansion, the park is a favorite for walking, picnicking, summer concerts, and photography. It offers a sense of open space and serenity that defines Waterford's coastal character. Waterford's shoreline provides easy access to peaceful beaches ideal for swimming, kayaking, and sunset walks. Waterford Beach Park is a local favorite, offering clean sands, calm waters, and seasonal amenities-perfect for both quiet mornings and family gatherings. The town's coastal setting supports an active, outdoor-oriented lifestyle without the crowds found in more commercial seaside destinations. Waterford features a mix of well-loved local restaurants and casual coastal dining, with options ranging from seafood and classic New England fare to contemporary American cuisine. Many residents also enjoy proximity to nearby Niantic and Mystic, expanding dining choices while still returning home to Waterford's quieter pace. With its strong sense of community, scenic landscapes, and access to arts, nature, and the shoreline, Waterford appeals to those seeking a refined yet approachable coastal lifestyle. Whether drawn by culture, open green spaces, or the calm of the Sound, Waterford offers a setting that feels both timeless and livable.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Jack & Jill Bath,Walk-In Closet,Hardwood Floor | 12.1 x 12.2 | Upper |
| Bedroom 2 | Jack & Jill Bath,Walk-In Closet,Hardwood Floor | 12.1 x 12.4 | Upper |
| Dining Room | Built-Ins,Hardwood Floor | 18.0 x 16.0 | Main |
| Family Room | Fireplace,French Doors,Hardwood Floor | 16.8 x 33.0 | Main |
| Kitchen | Bay/Bow Window,Corian Counters,Granite Counters,Island,Pantry,Hardwood Floor | 21.9 x 21.6 | Main |
| Living Room | Fireplace,Hardwood Floor | 19.0 x 21.0 | Main |
| Office | Hardwood Floor | 9.0 x 12.0 | Main |
| Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | 18.0 x 20.0 | Upper |
| Primary BR Suite | Bedroom Suite,Full Bath,Walk-In Closet,Hardwood Floor | 16.4 x 14.8 | Upper |
| Sun Room | Stone Floor | 11.6 x 11.1 | Main |
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$995,000
Sales Associate
William Raveis Real Estate
Phone: 203.610.7550
Milena.Monet@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $796,000 | $796,000 | $796,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.000% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.048% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,016 | $1,016 | $1,016 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,273 | $4,645 | $6,504 |
| Total Monthly Payment | $5,381 | $5,753 | $7,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.