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*PRICE IMPROVEMENT MOTIVATED SELLER* Welcome to 3 S Granada Lane, a stunning 2018-built home nestled in the sought-after Spanish Lakes One community. This concrete block residence boasts durability and style, topped with a metal roof that offers peace of mind and energy efficiency. Step inside to find beautiful tile flooring flowing throughout the home, with the exception of carpet in the master closet. The heart of the home, the kitchen, features granite countertops and stainless steel appliances. Enjoy the convenience of a dedicated laundry room with ample storage cabinets! The spacious master bedroom is complemented by an ample-sized master bathroom, featuring dual sinks and a stylish walk-in shower, providing a serene retreat after a long day. One of the highlights of this home is the picturesque lake view from the backyard, creating a peaceful oasis for relaxation or entertaining friends. Lots of wildlife to be seen while you take in the tranquility. Please note that this home does not own the land; it comes with a land lease of $818 per month. Spanish Lakes One offers an active lifestyle with a wealth of amenities, including a clubhouse, pool, fitness center, and various recreational activities to engage in. This 55+ community is perfect for those looking to enjoy a social and enriching environment. Don't miss your chance to own this beautiful home in Spanish Lakes One! Schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $143,840 | $143,840 | $143,840 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $38 | $38 | $38 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $861 | $897 | $1,185 |
| Total Monthly Payment | $974 | $1,010 | $1,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.