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Step into your own private sanctuary at 469 Minnieford Avenue, a neatly tucked-away charmer on one of City Island’s most sought-after streets. Lovingly maintained and peacefully set on a double lot, this home sits back from the street, offering exceptional privacy and a sense of calm. Inside, you’re greeted by a warm entry with a gas fireplace and a cozy living room highlighted by exposed beam ceilings that nod to a bygone era. You'll appreciate its character! Beyond the inviting sitting areas, a spacious dining room opens to a true chef’s kitchen—perfect for the family with more than one cook in the house and ideal for everything from intimate meals to large gatherings - each will feel like an occasion. A well-placed powder room and a conveniently tucked-away first-floor laundry complete this level. As you head upstairs, you’ll pass a charming nook—ideal for an office or reading space. The second floor features three nicely sized bedrooms, including a primary with a walk-in closet, a double-vanity hall bath, and excellent storage, plus easy attic access. The basement provides good ceiling height and bonus space to use as you wish. The beauty of this home doesn't end there! The outdoor space is a rare find on City Island—offering a detached garage, a long private driveway, and abundant room to relax or entertain. And the best part? The home includes keyed membership to a private beach just steps away. This special property has so much to offer its next happy owners. Don’t miss it!
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Our Executive Mortgage Banker:
$845,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $676,000 | $676,000 | $676,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $437 | $437 | $437 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,785 | $4,107 | $5,659 |
| Total Monthly Payment | $4,313 | $4,635 | $6,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.