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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** With an amazing Summerville location in the Six Oaks community, this beautiful home sits on a corner lot and offers many of the features you've been seeking. From the moment you arrive, you will appreciate the eye-catching exterior with its double porches. Step inside to find modern flooring, crown molding, and a bright, open floor plan that immediately feels welcoming. The family room and kitchen are filled with natural light, and the family room features a cozy fireplace and access to the back porch. Just off this space, an archway leads to the formal dining room, which showcases elegant wainscoting and a coffered ceiling. The kitchen is a true standout with gleaming countertops, white cabinetry, stainless steel appliances, a stylish backsplash, a walk-in pantry, and plenty of room to prepare meals. A convenient powder room and a flexible office or bonus space round out the main level. Head upstairs to a split stairway. To the right, you'll find the massive primary bedroom with a tray ceiling, private access to the second-level porch where you can enjoy beautiful sunrises and sunsets, and an en suite bath with a dual-sink vanity, a large step-in shower, and a walk-in closet that connects directly to the laundry room. To the left of the split stairway, a spacious loft offers another great living area, along with two additional bedrooms and a full bathroom. The laundry room, accessible from both the primary walk-in closet and the hallway, completes the second level. Out back, a covered patio with custom stone flooring provides a lovely place to relax, and the backyard offers even more outdoor living space. Although the owners have been here for less than two years, they've added thoughtful upgrades including custom stone flooring in the garage, full-house rain gutters, and a security system. Additionally, the home is fiber optic ready. Six Oaks features great amenities including a play park, a swimming pool with a pavilion, and a dog park. This property is located under two miles from Knightsville Elementary School, Summerville High School, and grocery stores, 3. 5 miles from Charles B. Dubose Middle School, 4. 4 miles from historic downtown Summerville, 6. 4 miles from I-26, and 7. 4 miles from Nexton Square. This is one you won't want to miss. *Some images have been virtually enhanced/staged.
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Our Executive Mortgage Banker:
$464,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $371,200 | $371,200 | $371,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,108 | $2,223 | $2,984 |
| Total Monthly Payment | $2,183 | $2,298 | $3,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.