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**OPEN HOUSE SUNDAY 12/14/2025 from 2-4PM** Ask me about the Assumable loan at 3. 625% interest rate! Welcome to this beautifully appointed traditional home nestled in the sought-after Harts Cove community of Simpsonville—a private, one-street neighborhood of just 18 homes, quietly tucked near a cul-de-sac on the iconic and picturesque Harts Lane. Priced below appraised value, this exceptional property offers incredible opportunity and over 3, 300 square feet of thoughtfully designed living space. Situated on a private, half-acre+ lot, this 5-bedroom, 3. 5-bath residence blends classic charm with modern luxury. The flexible floorplan includes two spacious primary suites—one on the main level and another upstairs—ideal for multi-generational living, long-term guests, or ultimate personal convenience. The soaring two-story foyer sets the tone for the rest of the home, where oversized bedrooms, elegant crown molding, recessed lighting, and generous storage are found throughout. The expansive main living area is perfect for everyday living and entertaining, and the large breakfast area fills with natural light, offering effortless flow from room to room. At the front of the home, the original formal dining room has been converted into a dedicated home office—perfect for today’s lifestyle—but can easily function as a formal dining space or versatile flex room. The gourmet kitchen is a standout, featuring granite countertops, stainless steel appliances, and abundant cabinetry. Outdoors, enjoy your own private escape with a built-in fire pit, included hot tub, and an extended driveway for additional parking. The side-entry garage enhances curb appeal and adds convenience, while the peaceful setting and top-tier school zoning elevate the home even further. Move-in ready and filled with thoughtful upgrades, this remarkable property delivers space, comfort, and rare privacy—all in one of Simpsonville’s most desirable and charming neighborhoods.
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.472% | 6.304% | 5.628% |
| Monthly Tax Payment | $209 | $209 | $209 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,219 | $3,398 | $4,532 |
| Total Monthly Payment | $3,520 | $3,699 | $4,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.