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ISLAND LIVING ON WATERFRONT GRANDEUR—Experience unparalleled privacy and serenity on Florida’s Hidden Gem, Terra Ceia Island, with this exquisitely renovated Key West–inspired residence at 1015 Bayshore Drive. This home parcel creates an extraordinary waterfront estate offering expansive space, unmatched flexibility, and a rare opportunity to curate your own island retreat without HOA or deed restrictions.
Perfectly blending timeless architecture with elevated modern design, this residence welcomes you with a grand covered porch and double French doors leading into a soaring great room adorned with exposed wood beams, a striking wood-burning fireplace with carved mantle and stone surround, and sophisticated built-in cabinetry. With 4 spacious bedrooms, 4. 5 baths, and a bonus room off the primary suite, the layout offers luxury, comfort, and versatility at every turn.
Three guest suites feature beautifully redesigned ensuite baths with artisan tilework and premium finishes. The primary suite is a true sanctuary, showcasing vaulted beam ceilings, an oversized walk-in closet, and a spa-inspired bath complete with freestanding soaking tub, oversized walk-in shower, tiled feature wall, and an abundance of natural light. The adjoining bonus room—with five grand windows and private deck access—creates the perfect retreat for a home office, fitness studio, art room, or nursery overlooking the shimmering lake.
The fully reimagined chef’s kitchen impresses with a panoramic picture window, quartz countertops, soft-close custom cabinetry, new appliances, farmhouse sink, under-cabinet lighting, and a center island ideal for gathering. A dedicated laundry room sits just off the kitchen. Throughout the home, you'll find finely curated details including tray ceilings, elegant stair-risers, designer hardware, and custom millwork. A private lift connects the ground level to the main living floor for added convenience.
The ground level offers a versatile game room with bath, entertainment quarters, abundant storage, and a 2-car garage with new epoxy flooring. Outdoors, multiple decks invite year-round enjoyment, while new landscaping, pebble pathways, gated entries, and charming light posts enhance the estate’s tranquil ambiance. Peace of mind comes from a seamless metal roof and hurricane-impact windows and doors.
The . 53-acre homesite provides remarkable freedom—ample room for RVs, boats and trailers. Enjoy the stunning waterfront fruit garden or enjoy relaxing days fishing in your private lake surrounded by the mesmerizing sunsets over your expansive estate.
All of this is set within Terra Ceia Island, a quiet and enchanting coastal enclave known for its natural beauty and unbeatable hidden yet central location—just minutes to conveniences, 8 minutes to shopping and dining, 15 minutes to Downtown Bradenton, 25 minutes to Downtown St. Petersburg, and easy access to Sarasota and Tampa. Nearby natural treasures include Terra Ceia Preserve State Park, Madira Bickel Mound State Archaeological Site, and Emerson Point Preserve. A 3-acre waterfront park with playground, pavilion, and boat ramp is also available through an optional $250 annual Civic Association membership. Want a slice of paradise, like Key West? Look no further! This is your chance, schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,116,000 | $1,116,000 | $1,116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.440% | 6.259% | 5.972% |
| Monthly Tax Payment | $798 | $798 | $798 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,424 | $6,781 | $9,267 |
| Total Monthly Payment | $7,347 | $7,704 | $10,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.