110 TERRAPIN ROAD, Saint Augustine, FL, 32086 | $420,000

Under contract-accepting backup offers. Discover this beautifully renovated 3 bed/ 2 bath home in St Augustine. Located 2 houses off Shore Drive- a million dollar location with an affordable price tag. Every room remodeled with Home & Garden-like features. Custom kitchen includes soft-close shaker cabinets, quartz counters with tile backsplash, floating shelves, & large island with gorgeous pendant lighting. Open floorplan includes casual dining area, family room full of natural light from the large window overlooking the spacious front porch with stunning views of the Matanzas River & 312 Bridge. Main bedroom has newly updated bathroom with subway tiled shower & niche. Other 2 bedrooms share 2nd renovated bathroom. New premium vinyl flooring throughout main areas and bedrooms. Fully fenced backyard set up for outdoor living.
Large deck and patio, cozy fire pit area and jungle gym. Add in the 1-car garage, carport that makes for nice outdoor covered seating area, new energy efficient water heater, A/C with UV filtration to keep the air fresh, & optional furniture package and you've struck gold. Close to restaurants, shops, boat ramps with river & ocean access & a nature preserve with walking trails. Perfect property for year round living, short-term vacation rental or vacation home.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Key West
  • Year Built: 1961
  • Garage: 1-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,112
  • Acreage: 0.2
  • Est. Taxes: $4,084
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: A4672290
  • Days on Market: 160 days
  • Website: https://www.raveis.com
    /prop/A4672290/110terrapinroad_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 5:41:05 AM)
Listing courtesy of LONDON FOSTER REALTY   Phone: 305-514-0100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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110 TERRAPIN ROAD, Saint Augustine, FL, 32086

$420,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $336,000 $336,000 $336,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $340 $340 $340
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,069 $2,151 $2,813
Total Monthly Payment $2,484 $2,566 $3,228

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.