10820 43RD STREET N, #902, Clearwater, FL, 33762 | $238,000

Location, Location, Location! Discover Summertree at The Lakes. This Modern high-end renovated and newly furnished villa is sure to impress. Only 46 steps away from the community heated pool. Some features include Brand New architectural 3-deminsional shingle roof and gutters, High Impact Hurricane windows, newer water heater, Gorgeous Kitchen with sparkling quartz counter tops, quartz backsplash and breakfast bar with new bar stools, custom soft close cabinetry and stylish hardware, cutting-edge sleek stainless-steel appliances with lighted dishwasher, glass top stove, hood vent, censored faucet, under cabinet water filtration system, pantry, and high-end light fixture. Open floor plan highlights the cathedral ceiling with knock down texture, modern blinds, 6 panel interior doors, updated baseboards, stylish trendy ceiling fans and light fixtures throughout. Upgraded wood look porcelain tile flooring throughout main living areas with new carpet in the bedrooms. Living room comes complete with new comfortable furniture, large flatscreen tv and surround sound system. Master suite is perfectly set up with full bedroom suite and features a walk-in closet and ensuite bathroom with walk-in stall shower, glass door, custom tile work, large vanity with quartz countertop and designer light fixture. The guest suite is also fully set up with walk-in closet. The guest bath has been nicely updated with new tub and custom tile work, contemporary style vanity, updated mirror and light fixture. Step outside through your hurricane rated sliding doors with built in blinds and check out your screened in patio with NO REAR NEIGHBORS, Laundry closet with full size washer and dryer, and outside paver patio. NOT IN A FLOOD ZONE and Underground utilities provide peace of mind. Lakes at Summertree Village is a pet-friendly community with no age restrictions. Come see all of the features this gorgeous villa and community have to offer; this move-in-ready unit won't last long! Summertree Village is across from the protected Roosevelt Wetlands, where over 100 species of birds and other wildlife can be spotted while enjoying the walking trails and lakes. Conveniently located just minutes from Mainland's Golf Course, Bill Jackson’s Shop for Adventure, Aldi, and Freedom Lake Park, which offers an amazing dog park with large, fenced exercise space separated for large and small dogs, hydrants, watering holes, and plenty of shade for your pets. Freedom Lake Park also features covered, outdoor fitness stations, fishing, grilling, picnic tables, pavilions, a new playground, walking track and the Korean War Memorial. Easy Access to Gulf Beaches, Sam’s Club, coffee shops, fitness centers, shopping, dining, Helen Howarth Park, an Equestrian Trail, and Forbes recreation area. Easy access to route 19 and I-275, St. Pete/Clearwater and Tampa International Airports.

Features

  • Amenities: Cable TV, Maintenance, Pool, Recreation Facilities, Shuffleboard Court, Vehicle Restrictions
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Florida
  • Year Built: 1984
  • Garage: Assigned, Covered, Guest
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 810
  • Est. Taxes: $3,633
  • Condo Fee: $435 Monthly
  • Lot Desc: In County, Landscaped, Near Public Transit, Sidewalk
  • View: Park/Greenbelt
  • Elem. School: Pinellas Central Elem-PN
  • Middle School: Fitzgerald Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8454681
  • Days on Market: 87 days
  • Website: https://www.raveis.com
    /prop/TB8454681/1082043rdstreetn_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/10/2026 2:51:51 AM)

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Charlotte CottonLuxury Properties Specialist

203.247.4944

Charlotte.Cotton@raveis.com

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10820 43RD STREET N, #902, Clearwater, FL, 33762

$238,000

Charlotte Cotton

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.247.4944

Charlotte.Cotton@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $190,400 $190,400 $190,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.304% 5.628%
Monthly Tax Payment $303 $303 $303
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,096 $1,157 $1,543
Total Monthly Payment $1,474 $1,535 $1,921

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.