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One or more photo(s) has been virtually staged. Nestled in the gated community of Whispering Oaks where residents enjoy direct access to Lake Magdalene’s 252-acre ski lake, you will discover this wonderful 2nd floor 2-bed 1-bath condo overlooking a serene pond. Savor a sip of coffee or wine while sitting on your private screened in balcony or take a stroll and soak up Florida’s beautiful weather. Inside, delight in a light and bright home with an open floor plan, spacious bedrooms, updated bathroom, nice finishes, neutral paint and ceramic tile flooring throughout. The fully equipped kitchen features striking white cabinets, beautiful backsplash, countertops, range, refrigerator, and dishwasher. The dining area is open to the kitchen and family room, and you will appreciate the convenience of a laundry closet with a washer and dryer. There’s plenty of parking and an assigned space in front of the building just for you. Feel reassured that your HOA/maintenance fee includes exterior maintenance, water, sewer, trash, and access to fabulous amenities including clubhouse, community swimming pool that overlooks the lake, 24/7 fitness center, laundry facilities, car wash station, and a private boat ramp for residents. Launch your kayak, fishing boat, jet skis and more. Located in the Carrollwood and Lake Magdalene area off of N. Dale Mabry and Fletcher Ave. , you are within a short drive to USF, restaurants, shops, Raymond James Stadium, golf courses, entertainment, hospitals, and easy access to I-275, the Veterans Expressway, Downtown Tampa, Tampa Intl. Airport, the beaches and so much more. Don’t miss out on this great condo at a terrific price! See it Today! *** Eligible homeowners can get up to $35K to help with downpayment or closing cost assistance through the Hometown Heroes Housing Program! (see attach. ) ***
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Our Executive Mortgage Banker:
Our Insurance Division:
$174,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $139,920 | $139,920 | $139,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.397% | 6.304% | 5.628% |
| Monthly Tax Payment | $147 | $147 | $147 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $805 | $850 | $1,134 |
| Total Monthly Payment | $1,027 | $1,072 | $1,356 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.