Welcome to this beautifully maintained, well-built 3-bedroom, 1. 5-bath home offering space, comfort, and an ideal location—just minutes from the vibrant town of Pearl River and NJ Transit for an easy commute to NYC. Enter through the large enclosed front porch—perfect for relaxing with a cup of coffee—into the main level featuring a bright living room, dining area, and a functional eat-in kitchen. The second level offers two spacious bedrooms and a full bath, ideal for family or guests. The entire third level is dedicated to a spacious primary suite complete with dormer window, ample closet space, and a peaceful retreat-like feel—perfect for relaxing after a long day. The lower level features half bath, convenient laundry area and a walk-out door to a private side patio, great for entertaining. In addition, there is a finished basement with its own private entry that adds even more flexibility—ideal for a home office, guest area, or recreational room. Sitting on a flat, usable 0. 52-acre lot, the backyard is perfect for entertaining, gardening, outdoor sports and pool area. Nestled in a quiet, friendly neighborhoods close to schools, shopping, parks, and major highways, this home is spacious and full of charm and versatility. Make it your own, A must see.
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $511,200 | $511,200 | $511,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $1,144 | $1,144 | $1,144 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,823 | $3,065 | $4,109 |
| Total Monthly Payment | $4,059 | $4,301 | $5,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.