805 3RD STREET E, Palmetto, FL, 34221 | $2,500,000

Located within the serene beauty of Riviera Dunes, this exquisite custom built waterfront estate commands breathtaking, unobstructed vistas across the marina and the expansive harbor. Boasting an impressive 112 feet of private water frontage, the residence affords sweeping 180-degree panoramic views of protected deep water—a true yachting sanctuary. The distinguished residence offers 4, 775 sf of generous, light-filled interiors defined by graceful flow and sophisticated design. With four luxurious bedrooms, four and a half baths. The home’s many refined appointments include a welcoming family room, breakfast nook, dedicated home theater, billiards salon, and a versatile gymnasium (currently configured as the fourth bedroom). A climate-controlled 2, 000-bottle wine cellar, a chef’s gourmet kitchen appointed to the highest standard: professional six-burner gas range with griddle and pot filler, convection ovens, side-by-side refrigeration, wine cooler, and premium stainless appliances. The formal dining room is distinguished by a full-height arched alcove, fluted stone columns, and a coffered ceiling. The serene primary suite serves as a private retreat, featuring a double-tray ceiling with recessed lighting, an elegant vestibule with art niche, oversized custom closets, and disappearing glass walls that seamlessly merge interior and exterior living. The spa-inspired primary bath offers bespoke cabinetry, a jetted soaking tub framed by stone columns, and an oversized rain shower with body sprays. A refined French salon, accessed via double doors and adorned with a built-in window seat, opens gracefully to the veranda—an ideal space for quiet reflection or intimate soirées. The outdoor realm is an entertainer’s dream: a covered loggia with fireplace, built-in grilling station, wet bar, and full summer kitchen overlook a resort-style heated pool with spillover spa and cascading waterfall. Two attached two-car garages and an elegant circular paver drive provide abundant parking and arrival grandeur. The façade, graced by stately stone columns, arched recesses, and handcrafted Italian ceramic niches, sets a tone of timeless Mediterranean elegance. Double leaded-glass entry doors beneath Palladian transoms open into the majestic Grand Room, where a dramatic aquarium window frames uninterrupted views of the lanai and harbor beyond. Soaring double-tray ceilings, custom millwork, and artful wall niches elevate every gathering. Situated within Riviera Dunes’ protected inland harbor—a renowned hurricane hole six miles up the Manatee River—this property is widely regarded as offering the safest deep-water docking on Florida’s west coast. The private 50-foot floating dock, shielded by a robust 20ft wide riprap seawall equipped with shore power and city water, will currently hold a vessel up to 62ft, an 18-foot draft, and virtually unlimited beam, and it would be able to accommodate vessels up to 66 feet LOA with an additional piling at the entrance to the dock, l. Sited on an oversized 0. 33 acre lot, this estate is among only two properties in Riviera Dunes with such generous proportions and mature tropical landscaping, for unrivaled seclusion and grandeur. For those seeking to keep a 60-foot yacht mere steps from the terrace, in a gated maritime enclave of this caliber, this residence represents one of the finest value propositions on the market throughout the state of Florida—an extraordinary fusion of luxury, security, and waterfront privilege.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Inside
  • Style: Mediterranean
  • Year Built: 2007
  • Garage: 4-car Circular Driveway
  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 4,775
  • Acreage: 0.33
  • Est. Taxes: $33,618
  • HOA Fee: $490 Quarterly
  • Lot Desc: Landscaped, Near Marina, Oversized Lot
  • View: Water
  • Elem. School: James Tillman Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pool: Gunite, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Number Limit, Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Indoor Grill, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
  • MLS#: A4674224
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /eprop/A4674224/8053rdstreete_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/9/2026 2:09:31 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-907-1033

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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805 3RD STREET E, Palmetto, FL, 34221

$2,500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,000,000 $2,000,000 $2,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.229% 6.098% 5.972%
Monthly Tax Payment $2,802 $2,802 $2,802
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $11,356 $11,991 $16,608
Total Monthly Payment $14,283 $14,918 $19,535

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.