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One or more photo(s) has been virtually staged. As you turn onto Quist Drive and arrive at 5440, the oversized driveway and tropical landscaping immediately set the stage for this Gulf-access waterfront property in Richey Cove. Approaching the covered front entryway, wood shutters and a charming seating area create the perfect spot to dine alfresco or savor your morning brew.
A glass door with internal blinds opens to an interior filled with natural light that cascades across the freshly updated paint and wood-plank tile flooring. The living and dining room combination enhances the open floor plan, highlighted by contemporary lighting that brings a modern, elevated feel to the space.
Just off the dining area, the updated kitchen blends style and efficiency with recessed lighting, shaker soft-close cabinetry with a lazy Susan, a striking hexagon tile backsplash, granite countertops, stainless steel appliances including a range hood, and thoughtfully chosen modern fixtures.
Adjacent to the kitchen, the second bedroom offers generous space and features sliding glass doors that frame views of the canal and provide direct access to the outdoor paradise beyond. Down the hall, the full bathroom showcases an updated vanity, stylish fixtures, and refined tile finishes paired with a built-in shampoo niche. The third bedroom is impressively sized and includes updated flooring and sleek glass-panel closet doors.
The primary bedroom provides a serene retreat, complete with updated tile flooring and a walk-in closet with glass-panel doors. The primary bathroom is nothing short of stunning, featuring recessed lighting, a dual-sink vanity, modern fixtures, an open-style walk-in shower, and an additional walk-in closet for exceptional storage. This completes the thoughtfully updated interior.
Step outside to a true Florida oasis. The expansive backyard features lush landscaping, fencing for privacy, and a wooden deck outfitted with an outdoor grilling station and sink—ideal for gatherings, cookouts, or relaxing evenings by the water. Enjoy breathtaking sunsets over the canal, enhancing the already picturesque outdoor space. A large shed offers ample room for tools, kayaks, and fishing gear. And then there’s the best part: panoramic views of the canal leading directly to Miller’s Bayou, offering the quintessential Gulf-access lifestyle.
Notable Updates: * Roof (2018), * AC (2024), * Water Heater (2024) — insulated to significantly reduce heat loss, cutting standby energy waste by 25–45%, lowering energy bills by 7–16%, keeping water hotter for longer to improve supply, and decreasing the heater’s workload to extend its lifespan. * Seawall Replaced (2017). * Recently updated: Drywall, Painting, Kitchen Cabinets, Bathrooms, and Flooring.
This home is perfectly positioned within walking distance—or a quick golf cart ride—to Port Richey Waterfront Park, waterfront restaurants, and shopping. Just around the corner are Robert K. Rees Memorial Park and the Pithlachascotee (Cotee) River, making this coastal location truly unbeatable. The sunsets are waiting for you! Schedule your private showing today, or explore the virtual tour through the provided link.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.292% | 5.609% |
| Monthly Tax Payment | $559 | $559 | $559 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,770 | $1,920 | $2,561 |
| Total Monthly Payment | $2,404 | $2,554 | $3,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.