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Nestled on a spacious corner lot, this charming split-level home offers a perfect blend of functionality and curb appeal, with easy access from two separate driveways leading to a detached garage at the rear. The entry level welcomes you with a bright foyer that splits into the main living areas: downstairs, a cozy family room with access to the backyard, and a second full bath for convenience, while main floor, the kitchen and dining space flow seamlessly into a sunlit living room. The upper level houses three generously sized bedrooms, including a primary suite. A dedicated laundry space on the second floor adds everyday ease, eliminating the need to carry loads up and down stairs. With its versatile layout, ample natural light from multiple exposures, and room for outdoor entertaining on the wrap-around yard, this home is ideal for modern living. The roof is less than 5 years old, on both house and garage, solar panels by enphase and PSEG, Fredricks 20, 000 btu airconditioner, upgraded electrical, updated bathrooms, with brand new kitchen appliances, built in night lights in bedroomS, and sprinkler system.
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Our Executive Mortgage Banker:
Our Insurance Division:
$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $512,000 | $512,000 | $512,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $1,199 | $1,199 | $1,199 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,029 | $3,152 | $4,150 |
| Total Monthly Payment | $4,320 | $4,443 | $5,441 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.