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435 3RD STREET NW, Largo, FL, 33770 | $349,900
Under contract-accepting backup offers. PRICE JUST SLASHED: Your Florida Coastal Dream Home is Now an Unmissable Investment Opportunity! This immaculately maintained, coastal-style home in a highly coveted NON-FLOOD ZONE has just received a significant $10, 000 price reduction, making it a must-see for savvy buyers ready to act fast. The owner is highly motivated, presenting a rare chance for you to secure instant equity in a rapidly transforming area. Breezy, sun-drenched Florida living awaits. The chef-inspired kitchen boasts new contemporary appliances and flows seamlessly into a spacious gathering and dining area—perfect for entertaining. The living room features charming architectural character, and a dedicated, light-filled area is ideal for your inspired home office. Retire to THREE generous bedrooms and two comfortable bathrooms. Start and end your day on the screened-in front porch, your ultimate, bug-free spot for morning coffee or sunset cocktails. THE FINANCIAL GAME CHANGER: Private Income Suite Potential - The true brilliance of this property lies in the ultra-versatile potential Studio Suite in the rear of the home. Featuring its own private entrance and dedicated full bath, this space offers immediate flexibility:
Income Generator: Rent it out to substantially offset your mortgage, turning your residence into a high-performing asset.
Multi-Generational Living: A private, comfortable Mother-in-Law suite. Perfect Guest or 3rd Bedroom Suite (with existing third bedroom usage). Worry-Free Ownership & Premium Upgrades: Enjoy total peace of mind thanks to significant, recent capital expenditures. Major updates include a New Roof (2024), plus practically new systems with receipts for installation within the last five years, covering the A. C. unit, gas hot water heater, all new flooring, sprinklers, and water softener. Live the Florida dream with convenience! The home features an inside laundry area, common area in the rear, and a huge, private fenced-in yard with a large storage shed. You'll be within walking distance of newly revitalized downtown Largo with tons of activities and shops, and just 3 miles to the beach. This is the move-in-ready, income-generating home you've been waiting for. The price has been adjusted for immediate attention and a quick sale—don't miss out on this opportunity to hit the bullseye and make it yours!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 53 x 130
- Laundry: Inside, Washer Hookup
- Year Built: 1954
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,451
- Acreage: 0.16
- Lot Size: 53 x 130
- Est. Taxes: $2,844
- Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Range, Range Hood, Refrigerator
- MLS#: TB8455661
- Days on Market: 142 days
- Website: https://www.raveis.com
/prop/TB8455661/4353rdstreetnw_largo_fl?source=qrflyer
Listing courtesy of DONOVAN HOME SALES INC Phone: 727-692-3088
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
435 3RD STREET NW, Largo, FL, 33770
$349,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $237 | $237 | $237 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,676 | $1,746 | $2,286 |
| Total Monthly Payment | $1,988 | $2,058 | $2,598 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388