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Stop paying your Landlord! This FULLY UPDATED Coastal style Florida home combines breezy living with intelligent financial planning! A gourmet kitchen with new contemporary appliances, designed for the home chef, flows seamlessly into a spacious, sun-drenched gathering and dining area. Enjoy a unique step-down living room that adds architectural character and a dedicated area perfect for your home office, ensuring your "work from home" days feel inspired. Two generous bedrooms and a full bath provide a private retreat. Meanwhile, enjoy the savvy covered and screened-in front porch—the ultimate spot for morning coffee or sunset cocktails without the bugs. THE "SECRET WEAPON" - The true brilliance of this property lies in the rear of the home. Featuring its own private entrance and dedicated bath, the potential Studio Suite is a versatile space that can act as: A Mother-in-Law apartment: Providing privacy and comfort for multi-generational living, or an Income Generator: Rent it out to offset your mortgage and turn your home into a high-performing asset. *Note additional extras too numerous to mention like: Common area in rear, plus inside laundry, huge private fenced in yard, large storage shed, new or practically new - Roof, A. C. Flooring, sprinklers, water heater & water softener! Within walking distance to newly revitalized downtown Largo with tons of activities and shops, plus just 3 miles to the beach but in a non-flood zone! Why settle for a HOUSE when you can own an INVESTMENT!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $237 | $237 | $237 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,634 | $1,750 | $2,359 |
| Total Monthly Payment | $1,946 | $2,062 | $2,671 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.