|
Welcome to Oak Tree Cottage. This 2-bedroom, 1-bath 1930s cottage offers 1, 164 sq. ft. of living space, including a captivating garden house/studio—already beautifully painted and ready for an interior build-out with your personal touches and imagination.
A beautiful 250-year-old oak tree canopy graces the front drive. Surrounded by Mexican Sunflowers, Bougainvillea, Hibiscus, Honeysuckle, Jasmine, Ginger, Bird of Paradise, Florida Pine, and stately Pecan trees, the grounds feel like your own private Florida Botanical Garden. From its wraparound old-Florida porch with veranda swing, to the original heart-of-pine floors, sash-paned bedroom windows, original entry doors, and marble entry steps, this home lovingly preserves the past.
At the same time, Oak Tree Cottage is freshly painted throughout with organic paint. New state-of-the-art stainless steel appliances grace the kitchen. Impact-resistant New South Hurricane Windows protect the living and dining rooms, ensuring safety and quiet within. A backyard garden swing and small rear porch deck offer an additional retreat into nature.
A five-year-old Galvanized Metal Roof with a new gutter system, along with a new side ramp for easy walking and deliveries, round out the home.
This is a unique, well-cared-for property inviting new owners who appreciate nature and tradition, yet also value modern, convenient, and eclectic surroundings.
All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$394,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $315,920 | $315,920 | $315,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $172 | $172 | $172 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,794 | $1,920 | $2,560 |
| Total Monthly Payment | $2,041 | $2,167 | $2,807 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.