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Welcome to this beautifully maintained 3-bedroom, 2-bath home located in desirable Port Charlotte, where peaceful waterfront living meets everyday comfort. Situated along a serene freshwater canal and located in the highly sought-after X flood zone, this property offers both scenic views and added peace of mind, with no flood insurance required by lenders. Enjoy tranquil backyard vistas and the perfect setting for fishing, kayaking, or simply soaking in quiet Florida mornings right from your own backyard.
Thoughtfully cared for and tastefully updated, this home features a spacious split-bedroom floor plan, vaulted ceilings, and abundant natural light throughout. The expansive great room creates an inviting space for gatherings and flows seamlessly into the dining area, kitchen, and charming dinette—ideal for entertaining or comfortable daily living. The primary suite offers dual closets and an en suite bathroom complete with dual sinks, a walk-in shower, and a bright skylight. Bedroom 2 includes a walk-in closet with convenient Jack-and-Jill bathroom access, while Bedroom 3 provides flexibility for guests, a home office, or hobby space.
Step outside to your own private oasis. The oversized screened-in pool area is a true standout, featuring a sparkling gunite in-ground pool and two spacious lanai areas—perfect for outdoor dining, lounging, and entertaining year-round while enjoying the peaceful canal backdrop.
Additional highlights include a 2-car attached garage, hurricane shutters, no HOA or lease restrictions, and a convenient location with sidewalks and paved streets just minutes from schools, shopping, dining, and major roadways.
Recent upgrades include: a completely renovated pool in 2025, full home repiping, new HVAC system and water heater (2024), new pool cage (2025), sprinkler pump (2024), flooring replaced (2024), new front door, and all new appliances (2024).
With its X flood zone location, waterfront setting, extensive updates, and resort-style pool area, this Port Charlotte home delivers the true Florida lifestyle and is ready to welcome its next owner.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.178% | 5.628% |
| Monthly Tax Payment | $239 | $239 | $239 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,699 | $1,770 | $2,392 |
| Total Monthly Payment | $2,013 | $2,084 | $2,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.