230 Rutledge Avenue, #C, Charleston, SC, 29403 | $997,000

Completely reimagined through an extensive renovation by the owner, an interior decorator, this two-bedroom, two-bathroom pied-a-terre blends timeless Charleston character with the sophistication of a full-scale custom redesign. Rare for Downtown Charleston, this residence is part of a small, well-managed regime with an impressively low $433/month fee that covers exterior maintenance, insurance, and water--offering true ease of ownership. With permission for monthly furnished executive rentals projected at $5, 000 per month, two deeded off-street parking spaces, a private entry, and semi-private outdoor living, the home functions beautifully as a low-maintenance primary residence, an elevated pied-à-terre, or a high-performing investment opportunity. Every inch of this residence was intentionally crafted for elevated living, melding premium craftsmanship, designer finishes, and thoughtful spatial flow. At the heart of the home, a bespoke kitchen by 1951 Cabinetry features handcrafted custom cabinets extending to the ceiling, quartzite countertops, and a $25, 000 suite of GE Café appliances, including gas range, bar refrigerator, and built-in microwave. Glass-front uppers, under-cabinet lighting, and a dedicated bar and coffee station add both warmth and functionality. The split-bedroom layout ensures privacy, with each suite offering an en suite bath finished in floor-to-ceiling Italian marble, frameless glass showers, and Delta Champagne Bronze fixtures. The primary suite is elevated by a custom walk-in closet system with frosted glass doors and built-in cabinetry, offering a seamless, tailored aesthetic. Throughout the home, refinished hardwood floors (including new living room floors to match the original), designer fixtures (worth over $25, 000), and designer lighting in the den create an atmosphere of understated luxury. Every switch is fitted with a dimmer, and barn doors in the primary suite maximize space efficiency without sacrificing design. A custom built bar was added into the living room for entertaining guests. Behind the walls, the renovation was comprehensive, with new plumbing, upgraded electrical, insulation, and wiring, executed to the highest standard. A key code entry system, new ceiling fans inside and out, and smart efficiency upgrades ensure modern comfort and ease. Outdoor living is equally refined. The 7. 5' wide by 32' level piazza features gas-like lanterns, a lower Garapa hardwood sundeck (an $8, 000 install) with step lighting, and a newly landscaped turf patio with drainage system. A widened gate and new concrete golf cart pad with charging outlet bring rare convenience to downtown living. With 2 deeded off-street parking spaces, a true luxury in the city, and the distinction of being the largest unit in the building, this residence offers exclusivity, efficiency, and effortless style. Positioned just steps from King Street, MUSC, Colonial Lake, and Hampton Park, this home places Charleston's best dining and lifestyle destinations at your doorstep, Chubby Fish, Seahorse, Allora, Vern's, Chez Nous, Bad Bunnies Coffee, Nook Tiny Cafe, Babas on Cannon, and Charlie's Grocery on Spring, along with boutique fitness studios such as The Longevity Club, Ethos Athletic Club, and the MUSC Wellness Center. 230 Rutledge Avenue is more than a home; it's a masterclass in thoughtful design and Charleston living, where craftsmanship, comfort, and convenience converge in perfect harmony.

Features

  • Parking: Off Street
  • Heating: Heat Pump
  • Cooling: Central Air
  • Amenities: Lawn Maint Incl, Trash
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Cannonborough-Elliotborough
  • Development: 51 - Peninsula Charleston Inside of Crosstown
  • Year Built: 1900
  • Approx Sq. Feet: 1,091
  • Acreage: 0.37
  • Lot Desc: 0 - .5 Acre, Level
  • Elem. School: Mitchell
  • Middle School: Simmons Pinckney
  • High School: Burke
  • MLS#: 25032228
  • Days on Market: 51 days
  • Website: https://www.raveis.com
    /prop/25032228/230rutledgeavenue_charleston_sc?source=qrflyer
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.

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The Gatt TeamSales Associates

203.904.8064

CoastalCollective@raveis.com

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

230 Rutledge Avenue, #C, Charleston, SC, 29403

$997,000

The Gatt Team

Sales Associates

William Raveis Real Estate

Phone: 203.904.8064

CoastalCollective@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $797,600 $797,600 $797,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.007% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,529 $4,718 $6,623
Total Monthly Payment $4,621 $4,810 $6,715

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.