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Well-maintained and updated Extended Palm II model in Del Webb Spruce Creek Country Club, a premier 55+ gated community. This 2-bedroom, 2-bath home offers over 1, 800 sq ft of living space plus a versatile flex/family room with French doors for privacy. The remodeled kitchen with breakfast room features white cabinetry, stone countertops, subway tile backsplash, and newer stainless-steel appliances. Interior updates include wood flooring, newer carpet in the living room and bedrooms, tile in wet areas, vaulted ceilings, solar tubes, plantation shutters, draperies, and fresh interior paint.
The owner’s suite includes a bow window, his-and-hers closets including a spacious walk-in, and an en suite bath with double sinks, large tiled shower, and linen closet. The split floor plan provides privacy for guests, with a guest bath conveniently located off the hallway. Glass-paneled French doors off the dining area lead to the flex room, ideal for an office, family room, or craft space.
Exterior updates include a newer roof (2021/2022) and newer HVAC (2023). Outdoor living offers an enclosed lanai with a birdcage (2024). Additional features include an irrigation well with sprinkler system, a separate laundry/utility room, and a two-car garage.
Community amenities include 24-hour gated security, fitness center, indoor and outdoor pools, golf courses, restaurant, clubhouse, softball field, pavilions, fishing pond, numerous clubs and activities, dog park, and available RV/boat parking. This home is move-in ready.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.472% | 6.304% | 5.628% |
| Monthly Tax Payment | $329 | $329 | $329 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,497 | $1,580 | $2,107 |
| Total Monthly Payment | $1,900 | $1,983 | $2,510 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.