5530 SALEM SQUARE DRIVE N, Palm Harbor, FL, 34685 | $348,000

One or more photo(s) has been virtually staged. One or more photos have been virtually staged to help you envision how warm and inviting this comfortable, low-maintenance villa can be when updated and made your own. With a true maintenance-free lifestyle, you’ll have more time to enjoy the natural beauty surrounding the community—including nearby John Chestnut Park, where you can access Lake Tarpon by boat, wander shaded wooded trails, or simply relax in peaceful serenity. Outdoor enthusiasts will also appreciate the paved North/South trail perfect for walking or biking, along with the many sidewalk paths, tennis courts, basketball courts, and playground located right within Ridgemoor. Everyday conveniences are close by as well, with a major grocery store, specialty shops, restaurants, and additional amenities just minutes away. The Lansbrook Golf Course and YMCA are also a short drive, offering even more recreational options. After a day of activity, unwind on the expansive screened-in lanai overlooking a tranquil pond framed by mature trees—a perfect spot for morning coffee or evening relaxation. Inside, vaulted ceilings and gleaming laminate flooring create a bright, spacious feel, while the wood-burning fireplace adds warmth and charm. The dining area sits conveniently beside the large, open kitchen, which features a center prep island/breakfast bar, abundant cabinetry, and a cozy nook ideal for casual meals. A unique interior atrium provides a versatile space for a pet area, gardening, or any creative use you imagine. With three bedrooms, this generous layout offers flexibility for guests, a home office, or a hobby room. The two-car garage adds valuable extra storage and everyday convenience. This villa truly offers the perfect blend of comfort, convenience, and maintenance-free living—an inviting place to call home. PLUS priced to allow updating in your own style!!

Features

  • Amenities: Basketball Court, Park, Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Garage
  • Year Built: 1990
  • Garage: 2-car Garage Door Opener, Open
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,659
  • Acreage: 0.12
  • Est. Taxes: $2,374
  • HOA Fee: $432 Monthly
  • Lot Desc: In County, Near Golf Course, Near Public Transit, Sidewalk
  • View: Water
  • Elem. School: Cypress Woods Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Built-In Oven, Dishwasher, Electric Water Heater, Range Hood, Refrigerator
  • MLS#: TB8455364
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /prop/TB8455364/5530salemsquaredriven_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/1/2026 4:53:21 AM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 727-531-2006

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5530 SALEM SQUARE DRIVE N, Palm Harbor, FL, 34685

$348,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $278,400 $278,400 $278,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $198 $198 $198
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,537 $1,647 $2,220
Total Monthly Payment $1,810 $1,920 $2,493

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.