7520 BENT TREE LOOP, St. Cloud, FL, 34773 | $408,900

Pre-Construction. To be built. Quick Move-In Opportunity with Rare Financing & NO CDD!

This brand-new, quick move-in single-family home delivers exceptional value with a fixed 4. 99 interest rate OR $15, 000 in Flex Cash, plus NO CDD fees—a powerful combination that makes owning both smart and attainable in today’s market.

Now let the home tell its story.

Welcome to the 2200 floor plan by Adams Homes, a thoughtfully designed 4-bedroom, 3-bath home that offers the perfect balance of openness, privacy, and everyday functionality—all on one level. From the moment you step inside, you’ll appreciate how effortlessly this layout supports both daily life and special moments.

The open-concept living area creates a natural gathering space, flowing into a chef-inspired kitchen with a center island, walk-in pantry, granite countertops, and Whirlpool stainless steel appliances—ideal for hosting friends or enjoying quiet family dinners.

The owner’s suite provides a relaxing retreat, featuring dual vanities, a separate shower, and a spacious walk-in closet. With three additional bedrooms and three full bathrooms, this home offers rare flexibility—perfect for guests, multi-generational living, a home office, or hobbies that need their own space.

Bathrooms are finished with elegant granite countertops, and peace of mind comes standard with a 1-year builder warranty and a 10-year structural warranty.

If you’ve been searching for a home that combines single-story convenience, modern design, flexible living space, and outstanding value, the 2200 floor plan delivers exactly that.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,200
  • Acreage: 0.14
  • Est. Taxes: $698
  • HOA Fee: $69 Monthly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Microwave, Range
  • MLS#: O6366526
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/O6366526/7520benttreeloop_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/22/2026 11:47:13 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

O & C Homes TeamSales Associates

857.231.0439

OCHomesTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 23716

781.490.5670

Andrew.vanDyk@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartInsurance Sales Director, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7520 BENT TREE LOOP, St. Cloud, FL, 34773

$408,900

O & C Homes Team

Sales Associates

William Raveis Real Estate

Phone: 857.231.0439

OCHomesTeam@raveis.com

Andrew van Dyk

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 781.490.5670

Andrew.vanDyk@raveis.com

NMLS Mortgage Loan Originator ID 23716

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,120 $327,120 $327,120
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.371% 6.292% 5.628%
Monthly Tax Payment $58 $58 $58
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,909 $1,988 $2,651
Total Monthly Payment $2,042 $2,121 $2,784

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.