2786 ALDER AVENUE, Out of Area, FL, 34762 | $463,900

One or more photo(s) has been virtually staged. MOTIVATED SELLER! PRICE IMPROVEMENT! Welcome home to Middleton, where small-town charm meets modern living. Built by The Villages, this all-age community offers a vibrant and thoughtfully designed place to live, work, and play. This beautifully upgraded and expanded Double Dutch model is situated on an oversized preserve-view lot and is truly better than new. The home features quartz countertops, large open floorplan, upgraded appliance package, as well as LVP and tile flooring throughout the home. A 25-foot deep two car garage with shelving provides plenty of room for vehicles, storage, or hobbies. Enjoy coffee from your front porch and peaceful sunsets from your lanai with an expanded birdcage overlooking mature oak trees or relax in the fully fenced backyard that offers privacy and room for a pool. The home also offers a front-of-house pushout, which expands the primary bedroom, office, and flex room for even more comfortable living space. Recent upgrades include a whole-home water filtration system, custom closet shelves in the pantry and every closet, bidet in the primary bathroom, fresh paint job, and new ceiling fans. A Yamaha gas golf cart is also negotiable so you can start living the good life right away. Located just one mile from the world-class Villages Charter School campus and the exciting new Middleton downtown area, you’ll have quick access to several restaurants and shops, Provisions Grocery with Publix coming soon, and a splash pad for family fun. Middleton also features outstanding amenities including several parks with pools, pickleball, basketball and tennis courts, playgrounds, and dog parks, as well as miles of walking trails, making it a great place for all ages to enjoy an active lifestyle. Best of all, there is no monthly amenity fee in Middleton! This home is eligible for FHA or VA financing. Bond balance: $26, 464. 69

Features

  • Amenities: Park, Pickleball Court(s), Playground, Pool, Tennis Court(s), Trail(s)
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2023
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking
  • Heating: Central, Heat Pump, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,256
  • Acreage: 0.18
  • Est. Taxes: $4,238
  • Lot Desc: Level, Near Golf Course, Oversized Lot, Private
  • View: Trees/Woods
  • Elem. School: Lake Panasoffkee Elementary
  • Middle School: South Sumter Middle
  • High School: South Sumter High
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Softener
  • MLS#: G5105382
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/G5105382/2786alderavenue_outofarea_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/18/2026 9:07:00 AM)

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NMLS Mortgage Loan Originator ID 38342

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2786 ALDER AVENUE, Out of Area, FL, 34762

$463,900

David Haschig

Luxury Properties Specialist

William Raveis Real Estate

Phone: 978.833.1363

David.Haschig@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $371,120 $371,120 $371,120
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.648%
Monthly Tax Payment $353 $353 $353
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,136 $2,255 $3,008
Total Monthly Payment $2,564 $2,683 $3,436

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.