20310 Estero Gardens CIR, #203, Estero, FL, 33928 | $279,900

Now offered at an exceptional value of $279, 900 - well below market and priced for a quick sale. Located in one of Villagio’s most desirable locations, this 3-bedroom + den, 2-bath condo features the community’s largest floor plan, offering over 1, 800 sq. ft. under air with an attached garage. Maintenance-free living with new roofs in 2024 and fresh exterior paint completed in 2025. Hurricane-impact sliders lead to a tiled and screened lanai overlooking a quiet, protected preserve and offering privacy. Inside, soaring ceilings, crown moldings, and an open layout create a bright and inviting atmosphere. The kitchen has wood cabinetry, granite countertops, and stainless steel appliances. A separate laundry room features a custom backsplash and added shelving that provides excellent storage.
The primary bedroom includes a generous walk-in closet and an en-suite bath with a Roman soaking tub and a walk-in glass shower. Two additional guest bedrooms plus a den offer flexibility for work, visitors, or hobbies. This residence is ideally positioned just a short stroll from Villagio’s town center and resort-style pools, with ample guest parking conveniently right outside the front door.
Villagio is a gated community offering resort style amenities: multiple swimming pools, new tennis and pickleball courts, a fully equipped fitness center, private movie theater, on-site café with full menu open seven days a week, and a charming ice cream bar. Community maintenance includes water, cable, high-speed internet, exterior pest control, and more.
Perfectly situated in the heart of Estero, Villagio provides access to RSW International Airport, FGCU, Hertz Arena, Coconut Point, Gulf Coast Town Center, and the area’s top shopping, dining, and entertainment. This residence combines spacious living, modern updates, a premier location, and a remarkable price point.
Price positioned well below comparable properties, this home is an outstanding find for anyone seeking comfort, convenience, and long-term investment potential in one of Estero’s most popular communities.

Features

  • Heating: Central Electric
  • Cooling: Central Electric
  • Amenities: Clubhouse, Pool, Community Room, Community Spa/Hot tub, Library, Pickleball, Restaurant, Tennis Court(s), Theater, Gated
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: VILLAGIO
  • Year Built: 2006
  • Approx Sq. Feet: 1,828
  • Acreage: 0.16
  • Est. Taxes: $3,544
  • View: Preserve
  • Pet Policy: With Approval
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator/Freezer, Washer
  • MLS#: 225083024
  • Days on Market: 82 days
  • Website: https://www.raveis.com
    /prop/225083024/20310esterogardenscir_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.
Listing courtesy of DOUGLAS ELLIMAN   Phone: 941-961-3757

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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20310 Estero Gardens CIR, #203, Estero, FL, 33928

$279,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,920 $223,920 $223,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $295 $295 $295
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,236 $1,325 $1,785
Total Monthly Payment $1,606 $1,695 $2,155

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.