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Introducing 298 Old Albany Post Road, a rare opportunity to live within the highly coveted Lake Celeste Association in Garrison, NY—one of the Hudson Valley’s most charming and exclusive lake communities. This private enclave offers residents an unmatched blend of natural beauty, outdoor recreation, and everyday convenience, all just one hour from New York City and moments from Metro-North. The centerpiece of the community is Lake Celeste, a picturesque, non-public lake reserved solely for association members and their guests. Here, you can enjoy swimming, fishing, kayaking, canoeing, paddleboarding, and peaceful boating on crystal-clear waters, with winter ice skating transforming the lake into a seasonal wonderland. A designated sandy beach area, dock, and boat ramp provide easy access and make lakeside living feel effortless and inviting. Designed for those who love the outdoors, the community features an impressive range of recreational amenities. Residents can take advantage of well-maintained tennis courts, a basketball court, and additional open space that can accommodate activities such as badminton, volleyball, shuffleboard, and bocce. appreciate having a tot lot and playground, while nature enthusiasts enjoy direct access to scenic hiking trails, wooded landscapes, and serene walking paths that wind throughout the area. The community clubhouse serves as a hub for gatherings, celebrations, and social events, adding to the friendly, close-knit atmosphere that makes Lake Celeste so special. The association’s HOA ensures peace of mind with services that include snow removal, trash collection, road care, and maintenance of all common areas, ensuring that the neighborhood remains beautifully cared for in every season. Many homes in the Lake Celeste community are designed to embrace their natural surroundings, often featuring expansive decks, patios, wooded privacy, and views of the lake or nearby mountains, creating a tranquil setting perfect for both year-round living and luxurious weekend escapes. Living at Lake Celeste offers a true lifestyle—where mornings can begin with coffee by the water, afternoons spent kayaking or relaxing at the beach, and evenings enjoyed on a deck overlooking the trees and stars. This is Hudson Valley living at its finest, combining privacy, recreation, community amenities, and quick access to New York City in one exceptional location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $659 | $659 | $659 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,319 | $2,484 | $3,349 |
| Total Monthly Payment | $3,070 | $3,235 | $4,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.