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Custom Waterfront Retreat in Gated Community – Pines on the Bay
Ideally situated in the private, gated enclave of Pines on the Bay, this custom-built residence offers the best of Southwest Florida living. Boasting 3 bedrooms, 2 baths, and expansive indoor and outdoor living areas, the home is perfectly positioned to take in panoramic views of Rocky Creek—with direct boating access to the Intracoastal Waterway and Gulf of Mexico via just one bridge. Enjoy easy use of the association boat ramp AND RV/trailer storage!
Enjoy quiet mornings and colorful sunset skies from your private screened porch overlooking the water, or unwind in the swim spa while taking in the natural surroundings. The spacious layout offers additional flex living spaces both upstairs and down, ideal for a home office, entertainment area, or guest accommodations. An electric fireplace adds charm and warmth to the main living space.
Constructed with durability and peace of mind in mind, this home features a standing seam metal roof, composite decking, Hardie Board Siding and hurricane shutters for added storm protection. Whether you're a boating enthusiast, nature lover, or simply seeking the tranquility of waterfront living in a secure neighborhood, this home delivers the ideal combination of privacy, comfort, and access.
Pines on the Bay is known for its natural beauty, quiet surroundings, and close proximity to shopping, schools, dining, and area beaches—making this an exceptional opportunity to live the Florida coastal lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $716,000 | $716,000 | $716,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.385% | 6.223% |
| Monthly Tax Payment | $391 | $391 | $391 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,235 | $4,409 | $6,042 |
| Total Monthly Payment | $4,718 | $4,892 | $6,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.