20 Seagate DR, Naples, FL, 34103 | $1,995,000

Gulf breezes await at the prestigious Beach House at Naples Cay, an exclusive enclave of only 33 residences with just three per floor, perfectly situated steps from the pristine white sand beaches. This exceptional residence offers two bedrooms plus a den, two and a half baths, and 2, 453 square feet of refined living space. An open floorplan filled with abundant natural light includes a spacious kitchen with an island that flows seamlessly into the dining and living areas, creating an inviting setting for entertaining family and friends. The expansive primary suite serves as a serene retreat with Gulf views, a comfortable seating area, dual sinks, a walk-in closet, and a walk-in shower, while the private guest suite features its own generous closet and an en suite bath. Tile floors throughout, tasteful finishes, high-end stainless-steel appliances, a den with built-in cabinetry, and dual balconies that extend the living space and capture gentle coastal breezes elevate the overall lifestyle, and the residence is offered turnkey for immediate enjoyment. Additional conveniences include electric hurricane shutters, an enclosed garage space, and an additional covered parking space. Residents of Beach House at Naples Cay enjoy luxury amenities at The Club at Naples Cay, including a resort-style pool, state-of-the-art fitness center, community room, on-site management, tennis courts, sauna, and 24-hour gated security, as well as two-pet approval in this pet friendly building. Private beach access and a prime location near Waterside Shops, Venetian Village, Artis Naples, Mercato, and the cultural offerings of 5th Avenue South complete this exceptional coastal lifestyle.

Features

  • Building Design: High Rise (8+)
  • Parking: 2 Assigned,Covered,Deeded,Driveway Paved,Guest,Paved Parking
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: Beach Access,Bike And Jog Path,Bike Storage,Clubhouse,Community Pool,Community Room,Exercise Room,Extra Storage,Internet Access,Library,Play Area,Private Beach Pavilion,Sauna,Streetlight,Tennis Court,Trash Chute,Underground Utility,Vehicle Wash Area
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Complex: BEACH HOUSE AT NAPLES CAY
  • Development: NAPLES CAY
  • Year Built: 1990
  • Approx Sq. Feet: 2,453
  • Est. Taxes: $20,671
  • Condo Fee: $8,625 Quarterly
  • Master HOA Fee: $1,125
  • Lot Desc: Other
  • View: Gulf,Landscaped Area
  • Community Type: Gated
  • Water Front: Yes
  • Elem. School: SEAGATE ELEMENTARY SCHOOL
  • Middle School: GULFVIEW MIDDLE SCHOOL
  • High School: NAPLES HIGH SCHOOL
  • Pet Policy: Limits
  • MLS#: 225080743
  • Website: https://www.raveis.com
    /raveis/225080743/20seagatedr_naples_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Dustin Beard - The Dustin Beard TeamBroker Associate

239.289.2650

Dustin.Beard@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 Seagate DR, Naples, FL, 34103

$1,995,000

Dustin Beard - The Dustin Beard Team

Broker Associate

William Raveis Real Estate

Phone: 239.289.2650

Dustin.Beard@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,596,000 $1,596,000 $1,596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 5.972% 5.826%
Monthly Tax Payment $1,723 $1,723 $1,723
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,937 $9,441 $13,147
Total Monthly Payment $10,785 $11,289 $14,995

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.