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Land O' Lakes, Florida in-ground pool home near I-75, shopping, medical facilities including the VA hospitalBaycare, and ZSt. Josephs Hospital, Advent Health, and just minutes from the Land O' Lakes Recreation Center and Public Library. 3-bedroom, 2-bath 2 gar attached garage is located in Lake Padgett Estates in Land O'Lakes and is priced under appraised value and ready for your vision. Florida home features a private in-ground pool, a modern granite and wood cabinet kitchen with gas cooktop and double oven, a cozy fireplace, and walk-in closets in all bedrooms. While it needs new flooring and a thorough cleaning, the bones look solid with a newer roof and 10 year young 13 SeeR AC. House offers a two-car garage, a spacious driveway, a quarter-acre fenced lot, a 2021 roof, and leased solar panels. No HOA restrictions are known. This home is near Tampa Premium Outlets, The Shops at Wiregrass, and multiple parks. Fast closing available due to foreclosure status. Frontier FIOS Fiber Internet and Spectrum Cable available. County water and sewer. Explore the numerous possibility of this discounted home. The Pasco Land O'Lakes Community and Recreation Center along with Pasco Public Library is just minutes away. The property is on a low traffic circle just North of Tampa with easy access to everywhere. Golf, beaches, Public and Private airports within easy access. Solar panel lease $109 monthly. According to Solar Leasing Company Solar Lease must be assumed by US Citizen or Permanent Resident residing in home. No LLC or Investor Owned. See attached solar leasing docs. Must be permanent resident or US citizen and reside on the property to assume solar lease. As-Is. Owner motivated!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $77 | $77 | $77 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,263 | $1,661 |
| Total Monthly Payment | $1,383 | $1,415 | $1,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.