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Welcome to this spacious 4-bedroom, 2. 5-bath home in the heart of the Hudson Valley, offering comfort, convenience, and serene wooded views. All bedrooms are located on the same level, including a primary suite with a private full bath and generous closet space. The main level features a large living room with a cozy wood burning fireplace, formal dining room, and an updated eat in kitchen with double ovens and a cooktop, with access to backyard that led. to blue stone patios! Recent improvements include a new electrical panel with 220 outlets, new appliances, fresh interior paint, and upgraded bathrooms with new fixtures, flooring, and tile. The lower level offers an expansive family room with a half bath, bar, and walkout access to the yard. A large unfinished basement provides laundry, mechanicals, and abundant storage. Additional highlights include a newer roof and gutters, an oversized 2-car garage, and a peaceful setting backing to trees. Ideally located near Bear Mountain State Park, West Point, Metro-North’s Hudson Line, and the Palisades Parkway. close to the Gates Of West Point and minutes to train station, Stewart Airport and access to the famed Bear Mountain hiking trails and Town of Highlands parks and recreation department! low taxes Town & County $ $2, 514. 33 School $6, 225. 12 total $8, 740
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $987 | $987 | $987 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,361 | $2,490 | $3,262 |
| Total Monthly Payment | $3,423 | $3,552 | $4,324 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.