|
330 DAKOTA AVENUE, St. Cloud, FL, 34769 | $285,000
LAKE LIFE AWAITS! Charming Home Steps from Beautiful St. Cloud Lakefront. Don't miss this incredible opportunity to own a piece of classic St. Cloud charm just moments from the scenic waterfront! This delightful block-construction residence at 330 Dakota Ave offers the perfect blend of cozy living and exceptional lifestyle location, providing immense peace of mind with the added protection of IMPACT WINDOWS throughout the home. This functional home features 3 comfortable Bedrooms and 1 full Bathroom, providing a smart layout ideal for first-time buyers, downsizers, or savvy investors. The home has impact windows for pic The spacious lot offers room for outdoor enjoyment and potential for future expansion. Step inside and be instantly impressed by the beautifully preserved TERRAZZO FLOORS that flow throughout the home! Mid-Century Appeal: The unique speckled look of the terrazzo adds authentic, timeless style—a highly desirable feature in classic Florida homes. Walk to the Lake: You are literally just steps away from the shimmering shores of East Lake Tohopekaliga! Spend your weekends fishing, boating, or simply enjoying the tranquil Florida views. Paved Walking Area: Enjoy an active lifestyle with immediate access to the scenic walking trails that wind along the St. Cloud Lakefront. Perfect for morning jogs, evening strolls, or walking the dog while catching a beautiful sunrise or sunset over the water. Downtown Proximity: Located near the historic core of St. Cloud, you are minutes from local shops, popular restaurants, the marina, and community parks. No HOA! Bring your boat, RV, or toys—no restrictive Homeowners Association rules here. This is more than a home; it’s an affordable gateway to the St. Cloud lakefront lifestyle. Schedule your private showing today and discover your new favorite walking route!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Laundry: Laundry Room
- Year Built: 1961
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 960
- Acreage: 0.13
- Est. Taxes: $3,706
- Elem. School: Lakeview Elem (K 5)
- Middle School: St. Cloud Middle (6-8)
- High School: St. Cloud High School
- Pet Policy: Yes
- Appliances: Electric Water Heater, Refrigerator
- MLS#: S5139928
- Days on Market: 67 days
- Website: https://www.raveis.com
/prop/S5139928/330dakotaavenue_stcloud_fl?source=qrflyer
Listing courtesy of CENTURY 21 WOLF'S CROSSING REALTY Phone: 407-449-0000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
330 DAKOTA AVENUE, St. Cloud, FL, 34769
$285,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $309 | $309 | $309 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,404 | $1,460 | $1,909 |
| Total Monthly Payment | $1,788 | $1,844 | $2,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388