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Welcome to 14 Tilrose Ave in Oceanside, New York—a spacious, four-level home offering exceptional flexibility for extended or multi-generational living. The main level features a bright, open floor plan with a generous living room, dining area, kitchen, and sunroom, creating a seamless flow for everyday comfort and entertaining. The home offers hardwood floors throughout, two heating zones, and an abundance of parking with room for over four cars. The first floor includes a convenient half bath, while the second floor offers a large full bathroom shared by two bedrooms and a comfortable primary bedroom. The finished walk-up attic provides full ceiling height with an open layout. The fully finished basement offers bonus living space with its own outside entrance and direct access to the backyard, making indoor-outdoor living effortless. Located moments from the LIRR, shopping, restaurants, and all that Oceanside has to offer, this home provides exceptional space and convenience in a prime location. Low taxes of $11, 871 and no required flood insurance make this an even more attractive opportunity for long-term value.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $989 | $989 | $989 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,646 | $2,835 | $3,821 |
| Total Monthly Payment | $3,727 | $3,916 | $4,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.