3613 FORT PEYTON Circle, Out of Area, FL, 32086 | $479,900

Convenient 3 Bedroom, 2 Bathroom Home with No HOA!

An inviting covered front patio sets the stage for this bright and comfortable home, offering an easygoing atmosphere and a thoughtfully designed layout. Inside, soaring vaulted ceilings enhance the open and airy great room, while the connected living and dining area creates a spacious setting for everyday living and entertaining.

The kitchen stands out with quartz countertops, wood cabinetry, a stylish backsplash, stainless steel appliances, an island with a breakfast bar, and filtered drinking water. Tile flooring throughout the bathrooms and main living areas adds durability and a polished look. The split bedroom layout provides added privacy. The spacious primary bedroom features an ensuite with a dual vanity, a shower, and a walk-in closet. Both bathrooms are generously sized and finished with tiled flooring. All interior doors are 36 inches wide, creating an easy flow throughout the home. Two additional bedrooms share a well-appointed bathroom with a combo tub and shower. All interior walls are insulated for comfort and sound reduction, and an interior laundry room adds extra convenience. A deep well supports everyday water use, adding efficiency and reducing ongoing utility costs. This block-construction home features a colored worm coat exterior designed for long-lasting durability with no need to repaint. Additional upgrades include a tankless water heater that provides instant hot water, attic spray foam insulation, a water softener, and seamless gutters with leaf guard. The gravity-fed septic system requires no pump, offering low-maintenance functionality and long-term peace of mind. Outdoor living is easy to enjoy with a large fenced backyard that includes a fire pit and a generous shed for extra storage. The driveway provides ample parking for visitors or multiple vehicles. With no HOA restrictions, this property also offers appealing potential for use as an Airbnb or short-term rental. Its convenient location near I-95, Publix, and a wide range of dining and shopping options further enhances its versatility. This home delivers comfort, convenience, upgraded systems, and the flexibility to fit a variety of lifestyle or investment needs.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Year Built: 2023
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,796
  • Acreage: 0.35
  • Est. Taxes: $2,739
  • Lot Desc: Few Trees
  • Elem. School: Otis A. Mason
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2120925
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/2120925/3613fortpeytoncircle_outofarea_fl?source=qrflyer
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Listing courtesy of Redfin Corporation

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3613 FORT PEYTON Circle, Out of Area, FL, 32086

$479,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,920 $383,920 $383,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $228 $228 $228
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,180 $2,299 $3,061
Total Monthly Payment $2,483 $2,602 $3,364

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.