122 Drayton Island Rd, Georgetown, FL, 32139 | $850,000

Experience exceptional riverfront living on this 6. 37-acre retreat with 284 ft along the scenic St. Johns River. Set on two separately deeded, buildable waterfront lots, this meticulously maintained 2 bedroom, 2. 5 bath residence provides uncommon privacy, long views, and a natural connection to the landscape. Also offered turnkey furnished—including a 21’ center-console boat with trailer and landscaping equipment with a zero turn mower. Designed to sit among the treetops, the home captures sweeping water and wooded vistas from 1, 915 sq ft of interior space and 1, 536 sq ft of wraparound screened porches. The open great room features a gas fireplace and expansive river-facing sliders for seamless indoor-outdoor living. The kitchen includes hand-selected granite, abundant cabinetry, and a generous walk-in pantry. The primary suite opens to the porch and includes a large walk-in closet and dual-vanity bath with custom tile shower. The guest suite enjoys tranquil wooded views. Durable, low-maintenance features include elevated 2017 construction spray-foam insulated walk-able attic, an artesian well with clean reliable water, and a water softener system. Waterfront improvements include a concrete seawall, private dock, and a remote-controlled covered boat lift (5, 000-lb capacity). Ground-level amenities include a mudroom with half bath, additional refrigerator, and functional storage. Outdoor features include a covered paver patio, fire pit, irrigated fenced garden, RV hookup, and custom 12×20 shed. Located on historic Drayton Island, accessible by private vessel or county ferry, with direct boating access to Lake George and nearby freshwater springs. A covered mainland boat slip with lift and vehicle parking is also available. A rare opportunity for privacy, protected shoreline, and true riverfront living with ample room for expansion.

Features

  • Amenities: Waterfront
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Lot Size: 277477
  • Style: 2 Story,Multi-Level,Traditional,Single Family Home
  • Year Built: 2017
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,915
  • Acreage: 6.37
  • Lot Size: 277477
  • Est. Taxes: $3,856
  • Lot Desc: River Front,Water Front
  • Water Front: Yes
  • Boat Access: Yes
  • MLS#: 256626
  • Days on Market: 165 days
  • Website: https://www.raveis.com
    /prop/256626/122draytonislandrd_georgetown_fl?source=qrflyer
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Listing courtesy of One Sotheby's - Downtown

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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122 Drayton Island Rd, Georgetown, FL, 32139

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $321 $321 $321
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,077 $4,187 $5,738
Total Monthly Payment $4,490 $4,600 $6,151

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.