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Presented by
Rick Prebish |
TURNKEY FURNISHED • GOLF CART INCLUDED! Welcome to this beautifully maintained lakefront 2-bedroom, 2-bath manufactured home with a versatile den/office, located in the highly desirable 55+ community of Ventura Lakes. Situated on a leased lot at the end of a quiet cul-de-sac, this home offers exceptional privacy, tranquil water views, and inviting curb appeal accented by tropical landscaping and mature palm trees. Community & Fee Information: Buyer approval is required, with an application fee of $65 per person or $130 per couple. The 2026 lot rent is $605. 43 per month, plus a pass-on charge of $129. 92 and an irrigation fee of $12. 00. Water is billed quarterly at approximately $57 minimum, plus individual usage. An oversized driveway provides covered parking for two vehicles along with additional space for a golf cart, offering both convenience and functionality. Inside, the light-filled open floor plan is ideal for everyday living and entertaining. The spacious living area features large windows framing peaceful lake views, neutral carpeting, a ceiling fan, and warm, inviting wall tones. The adjacent dining area flows seamlessly into the generously sized kitchen, which offers tiled flooring, skylighting, stainless-steel appliances, abundant raised-panel cabinetry, generous counter space, a center island with seating, a walk-in pantry, and a cozy dinette area. A thoughtfully added door from the primary bathroom to the kitchen enhances accessibility and everyday convenience. Just off the kitchen, the laundry room includes a washer, dryer, utility sink, and ample storage. The primary suite features plush carpeting, sliding glass doors to the Florida room, an oversized walk-in closet, and a private bath with a walk-in shower, extended dual-sink vanity, and excellent storage. The guest bedroom offers comfortable carpeting, large built-in closets, and easy access to a full guest bath. The den/office provides flexible space and could easily serve as a third bedroom. The Florida room is a true highlight, offering a bright and airy retreat with panoramic lake views. Surrounded by expansive windows, this inviting space is filled with natural light and enhanced by neutral carpeting, crisp white finishes, bamboo shades, and twin ceiling fans. Furnished with a charming wicker dining set, it’s the perfect spot to relax, entertain, or enjoy peaceful mornings and colorful sunsets overlooking the water. Additional features include an attached storage shed, plantation shutters, generator, new A/C and water heater (2023), and a golf cart—all conveying with the sale. Ventura Lakes offers resort-style amenities including a clubhouse with year-round activities, swimming pool and hot tub, pickleball, tennis, mini golf, shuffleboard, bocce ball, and horseshoes. Ideally located in the charming city of Punta Gorda—consistently ranked among the best places to retire in Southwest Florida—residents enjoy convenient access to dining, shopping, medical facilities, golf, boating, Gulf beaches, world-class fishing, I-75, and multiple regional and international airports. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
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Our Executive Mortgage Banker:
Our Insurance Division:
$168,500
Sales Associate
William Raveis Real Estate
Phone: 239.920.1011
Rick.Prebish@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $134,800 | $134,800 | $134,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $765 | $807 | $1,093 |
| Total Monthly Payment | $840 | $882 | $1,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.