28 Hamilton Terrace, New York (New York (Manhattan)), NY, 10031 | $1,800,000

Welcome to 28 Hamilton Terrace, nestled in the highly sought-after Hamilton Heights neighborhood of Harlem. This vibrant area is rich with historic charm and offers a variety of delightful shops and restaurants to explore. On your journey through the garden level you will discover a kitchen equipped with an industrial stove, ample cabinet space with sleek stainless steel appliances. This level also offers a full bath with versatile bedroom or office space complete with a washer and dryer for convenience. The entry foyer of the parlor level impresses with its grand 12 foot ceilings, setting the stage for the spacious living room, where a stunning fireplace awaits. The room features charming hardwood floors that offer an opportunity to be restored to your liking. The elegant dining room features exquisite millwork and another remarkable fireplace with striking green tile. Enjoy the ambiance enhanced by recessed lighting and bose surround sound system throughout. Adjacent to the living room space is a convenient half bath with bar area, ideal for entertaining guests. Ascend to the second level to find high ceilings and a luxurious master suite. The primary bedroom is graced with another beautiful fireplace featuring intricate tilework, creating a cozy and inviting retreat. The expansive primary bath could be your personal sanctuary, offering a jacuzzi, standalone shower and an additional fireplace for warmth and relaxation. The third level boasts a spacious bedroom equipped with yet another fireplace, alongside generous closet space. This floor also features a charming library illuminated by two skylights, a full bath, and an additional bedroom with ample closet space, making it perfect for family or guests. This home will need your personal touch here and there but you cannot deny the potential of this true diamond in the rough.

Features

  • Town: New York
  • Rooms: 15
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Year Built: 1899
  • Heating: Natural Gas
  • Cooling: None
  • Approx Sq. Feet: 3,700
  • Acreage: 0.04
  • Est. Taxes: $11,485
  • Appliances: Dryer, Gas Oven, Oven, Refrigerator
  • MLS#: 942501
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /eprop/942501/28hamiltonterrace_newyork_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Compass Greater NY LLC   Phone: 516-703-3378

William Raveis Family of Services

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Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Has access to hundreds of loan programs, all at competitive rates
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Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

28 Hamilton Terrace, New York (New York (Manhattan)), NY, 10031

$1,800,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,440,000 $1,440,000 $1,440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 6.110% 5.932%
Monthly Tax Payment $957 $957 $957
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,952 $8,634 $11,958
Total Monthly Payment $9,034 $9,716 $13,040

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.