185 North Lake DR, Naples, FL, 34102 | $8,499,000

A hidden gem, a stone's throw to the beach, a wow property! Must be seen in person; pictures do not do it justice. Only 700 feet to the beach on a quiet street just moments from the brand-new Naples Beach Club Four Seasons Resort, this custom single story home blends timeless Naples elegance with modern luxury. Built in 2017 and impeccably maintained by its original owner, the residence has remained dry through past weather events and reflects exceptional stewardship. Rare for this proximity to the beach, the home includes a three-car garage on almost a third of an acre, a newly renovated chef’s kitchen with Sub-Zero and Wolf appliances, and a private butler’s pantry.
Smart home integrations include Savant technology, Lutron lighting, automated storm protection, generator, and dual tankless water heaters. Legno Bastone oak flooring, custom cabinetry, and refined millwork create a warm coastal aesthetic highlighted by abundant natural light.
The primary suite provides a serene retreat with its own morning bar and direct access to the pool and spa. Each private bedroom suite is distinguished by its own beautifully finished bath, distinctive ceiling design, and substantial closet space. Outdoors, enjoy a lap pool, spa, beach shower, and a fully equipped summer kitchen ideal for entertaining.
Situated on a discreet private street in one of Naples’ most desirable beachside locations, this is an exceptional opportunity for buyers seeking the best in coastal luxury living without going vertical or worrying about flooding.
The thoughtful layout exceeds expectations. A private tour is the only way to truly appreciate the volume and flow of the living spaces.

Features

  • Amenities: Beach Access,Streetlight,Underground Utility
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 4 full / 2 half
  • Style: 1 Story/Ranch
  • Development: OLDE NAPLES
  • Year Built: 2017
  • Garage: 3.00 Attached
  • Heating: Central Electric,None
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 4,082
  • Acreage: 0.33
  • Est. Taxes: $43,355
  • Lot Desc: Across From Beach Access,Irregular Shape,Oversize
  • View: Landscaped Area
  • Community Type: Non-Gated
  • Elem. School: LAKE PARK ELEMENTARY
  • Middle School: GULFVIEW MIDDLE
  • High School: NAPLES HIGH
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225082735
  • Website: https://www.raveis.com
    /eprop/225082735/185northlakedr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COLDWELL BANKER REALTY

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

185 North Lake DR, Naples, FL, 34102

$8,499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $6,799,200 $6,799,200 $6,799,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 5.972% 5.826%
Monthly Tax Payment $3,613 $3,613 $3,613
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $38,074 $40,220 $56,007
Total Monthly Payment $41,812 $43,958 $59,745

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.