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Experience the ultimate combination of style, efficiency, and comfort in this beautiful 4-bedroom, 3-bathroom, 3-car garage home, located in a tranquil cul-de-sac with soothing lake views. Situated on an expansive 14, 000-square-foot (0. 34-acre) lot with a large backyard, this residence has been thoughtfully upgraded with a new roof and air conditioning (2021), high-efficiency windows, and an extensive solar panel system with Tesla Powerwall and charger, offering convenience and surprisingly low monthly energy costs. Daily life is elevated with a reverse osmosis water filtration system, a Kinetico water treatment system, and a high-efficiency AeroThermĀ® water heater, which reduces expenses, while offering high efficiency. The HVAC system is enhanced with a Reme Halo air purifier and UV lights, providing a cleaner, healthier environment throughout the home. Upon entering, you'll enjoy more than 2, 600 square feet of living space, where a spacious walk-in kitchen with pantry connects to the open living room, and large sliding windows fill the space with natural light and connect you to the backyard and mesh-covered terrace. Throughout the home you'll find luxury slab and vinyl flooring, plus a surround sound system throughout the home for an immersive experience in every room. An additional spacious room on the second floor with closet offers the flexibility of being a home office, media room or even a fifth bedroom, while the garage adds practicality with built-in storage shelves. Outside, the covered and screened travertine terrace, ceiling fans, and a private swim spa create an ideal retreat overlooking the lake, while an irrigation system with ample sprinkler coverage keeps the garden green year-round. Beyond your doorstep, the Lake Bernadette community offers low HOA and CDD fees that provide access to two pools (one heated year-round), hot tub, tennis courts, fitness center, clubhouse, and more, plus the option to join the 18-hole golf course with flexible membership plans. All of this just minutes from shopping, dining, and easy access to Tampa make this home so much more than just a place to live: it's a lifestyle you'll love.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $90 | $90 | $90 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,396 | $2,495 | $3,295 |
| Total Monthly Payment | $2,578 | $2,677 | $3,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.