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Discover 11 Ivy Hill, a beautifully crafted "O'Neil" model-2 bedrooms, 2. 5 baths, and 1, 514 sq ft of new construction-located in the desirable Ivy Hill Village community on Great Neck Road in Waterford. This private neighborhood features 40 Nantucket-style homes, thoughtfully planned for low-maintenance living in a peaceful coastal setting. The home's layout offers open-concept main-level living, with both bedrooms and two full baths conveniently located on the upper floor. High-quality finishes come standard, including hardwood flooring throughout, quartz countertops, premium cabinetry, stylish tile work, central air, propane heat, and an attached garage. Enjoy your outdoor space on a private patio, with upgrade and customization options available to suit your lifestyle. Ivy Hill Village offers a low HOA fee, and each homeowner has the unique opportunity to use the land surrounding their home for gardening or recreation. The grounds are fully maintained, with snow plowing and driveway shoveling included. The location is exceptional-just minutes to beaches, boating, restaurants, and several of Waterford's most beloved attractions, including Harkness Memorial State Park, the Eugene O'Neill Theater, Seaside State Park, and Waterford Beach. Built by Adams Builders, a trusted father-and-son team known for quality construction and outstanding value.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Dining Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $583 | $583 | $583 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,038 | $3,157 | $4,152 |
| Total Monthly Payment | $3,713 | $3,832 | $4,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.