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Nestled at 642 Centre St, Newton, MA, this single-family residence presents an attractive property in great condition, offering an exceptional living experience. The living room is a captivating space, defined by a fireplace that serves as a warm focal point, while the vaulted ceiling and skylight enhance the room's sense of spaciousness, further accentuated by the detailed crown molding. In the kitchen, the stone countertops provide a durable and elegant work surface, complemented by a tasteful backsplash which brings a touch of sophistication to the culinary space. The bedroom offers a private sanctuary, complete with crown molding and an ensuite bathroom, ensuring comfort and convenience. This home includes five full bathrooms and one half bathroom, providing ample accommodations. The residence features five bedrooms, a two-car garage, and a generous living area of 6111 square feet on a 9600 square foot lot. Built in 1939, this property blends classic charm with modern living.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Lighting - Overhead | 20.0 x 18.1 | Second |
| Bedroom 3 | Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box, Lighting - Overhead | 12.6 x 10.8 | Second |
| Bedroom 4 | Bathroom - Full, Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting | 20.2 x 19.1 | Second |
| Dining Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Lighting - Overhead, Archway, Crown Molding | 15.4 x 11.9 | First |
| Kitchen | Flooring - Hardwood, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances, Crown Molding | 16.2 x 10.3 | First |
| Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting, Crown Molding | 32.0 x 15.1 | First |
| Master Bedroom | Bathroom - 3/4, Walk-In Closet(s), Closet, Flooring - Hardwood, Closet - Double | 20.0 x 17.2 | Second |
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Andrew.vanDyk@raveis.com
NMLS Mortgage Loan Originator ID 23716
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,880,000 | $1,880,000 | $1,880,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.875% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.001% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,758 | $1,758 | $1,758 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,949 | $10,971 | $15,361 |
| Total Monthly Payment | $11,832 | $12,854 | $17,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.