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Live the Florida lifestyle you’ve always imagined in this beautifully maintained, and fully FURNISHED, home located in the resort-style, 55+ waterfront community of Caribbean Isles Residential Cooperative. From the moment you step inside, you’ll feel a sense of ease and comfort — the kind that makes you think, “This is it. ” This spacious home offers two large bedrooms and two full baths, giving you plenty of room for visiting family or space to spread out. Need an extra hobby area or home office? The second bedroom is ready to adapt to your lifestyle. The open dining and living area creates a seamless flow, perfect for entertaining or simply enjoying everyday life. The updated kitchen offers an abundance of cabinets, countertop space, and a convenient closet pantry — ideal for the home chef. You’ll love the stylish cabinetry, gorgeous counters, and how it all opens into the heart of the home. The adjacent laundry room makes chores effortless, and the stunning flooring throughout — with NO CARPET — adds both beauty and practicality. A newer metal roof and hurricane-rated windows provide peace of mind, and the quiet lot location makes this home a serene retreat. Your workshop, or storage, area awaits in the adjacent shed. Best of all, there’s NO LOT RENT! As an owner, you’ll own a share in the cooperative, making this one of the most affordable options in the area with a low monthly maintenance fee of just $242. This fee covers an impressive array of amenities, including professional management, a heated pool, dog park, boat and kayak launch, lagoon park, a series of canals throughout the community for BOATING and FISHING enthusiasts, and a clubhouse. The vibrant social calendar and four miles of private roads for biking, walking, or golf cart rides ensure you’ll never run out of things to do. Every neighborhood convenience is close by, including restaurants, grocery and drug stores, coffee shops, medical and dental services, and gas stations. Caribbean Isles’ location in Apollo Beach is a true highlight, midway betweenTampa/St. Petersburg and Sarasota/Bradenton. You’ll enjoy endless events, activities, and entertainment options throughout the year, all within easy reach. Bring your boat or RV and store it in the on-site storage lot for $120 to $250 A YEAR. Discover why Caribbean Isles ResidentialCooperative is one of Florida’s most desirable, yet affordable, 55+ communities. Schedule your tour today and start living your dream retirement or seasonal stay in paradise!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$174,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $139,920 | $139,920 | $139,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $140 | $140 | $140 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $828 | $862 | $1,143 |
| Total Monthly Payment | $1,043 | $1,077 | $1,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.