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Under contract-accepting backup offers. Exceptional opportunity in highly sought-after North Clearwater Beach! Situated on an oversized corner lot just steps from the sugar-white sands and sparkling waters of the Gulf of Mexico, this 3-bedroom, 2-bath home offers prime positioning in one of the area’s most desirable beachside neighborhoods. Known for its breathtaking sunsets and vibrant coastal charm, this location delivers the ultimate Florida lifestyle with walkable access to the beach, local restaurants, cafés, and boutique shops. The home experienced water intrusion during last year’s storm but has been professionally remediated, providing a clean slate for renovation or redevelopment. The existing layout offers a functional floor plan and strong foundation for redesign. Whether you envision a modern coastal renovation, second home retreat, investment property, or new custom build, the oversized corner lot offers incredible flexibility. A standout feature is the detached structure with full bath and washer/dryer hookup—ideal for conversion into a private casita, guest suite, or 1-bedroom efficiency (buyer to verify zoning and use). Perfect for guests, extended family, rental potential, studio space, or beachside retreat. Opportunities like this in North Clearwater Beach are rare. Bring your vision and unlock the full potential of this exceptional coastal property.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $1,106 | $1,106 | $1,106 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,076 | $3,244 | $4,249 |
| Total Monthly Payment | $4,274 | $4,442 | $5,447 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.