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Under contract-accepting backup offers. **BACK ON MARKET - BUYER FINANCING FELL THROUGH**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment. **
Nestled on a desirable CORNER LOT in the heart of St. Cloud, this MOVE-IN ready concrete BLOCK HOME offers a welcoming blend of comfort, character, and convenience - featuring a charming front porch, an extended driveway, and 3 BEDROOMS and 1. 5 BATHROOMS with a bright semi-open floor plan with spacious living areas with upgraded laminate flooring, an eat-in kitchen, and an interior laundry room.
The split-bedroom layout provides excellent privacy. The primary suite includes a large walk-in closet, a half bath, and peaceful backyard views. Down the main hall are two generously sized secondary bedrooms and a full bath.
Outside, the fully fenced backyard offers plenty of room to build your own OUTDOOR OASIS or store your boat or jet ski as the home is conveniently located within a short drive to Lakefront Park, complete with a public boat ramp, marina, sandy beach, fishing piers, splash pad, biking paths, volleyball courts, and playground.
Prime location just 15 minutes to Lake Nona, close to the Florida Turnpike, and surrounded by major shopping and dining options. Meticulously maintained with key updates including NEW ROOF (2021), UPDATED 9 WINDOWS (2009), INTERIOR PAINT (2022), EXTERIOR PAINT (2023), and A/C & HOT WATER HEATER (2016).
This is the perfect opportunity to enjoy the St. Cloud lifestyle. Schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $229 | $229 | $229 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,404 | $1,460 | $1,909 |
| Total Monthly Payment | $1,707 | $1,763 | $2,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.