10997 117TH STREET, Seminole, FL, 33778 | $525,000

One or more photo(s) has been virtually staged. SELLER WILL INSTALL BRAND NEW ROOF BEFORE CLOSING AND BUYER PICKS THE SHINGLE COLOR.
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This move-in ready 3 bedroom, 2 bath home is located in one of the area’s most sought-after neighborhoods, just minutes from the beach and backing directly to the scenic Pinellas Trail.
The split-bedroom floor plan offers privacy and everyday functionality. The spacious primary suite features an en-suite bath and generous closet space. On the opposite side of the home, two additional bedrooms share a second full bath, making the layout ideal for guests, family, or flexible living needs.
A light, bright, open kitchen flows seamlessly into the family room, creating a natural gathering space for entertaining or relaxed evenings at home. A separate dining area provides space for holidays or dinner parties, while the living room is filled with natural light from large windows and a beautifully tiled entry.
Luxury vinyl flooring runs throughout, complementing beautiful terrazzo tile, giving the home a clean, modern feel with easy maintenance. Fresh interior and exterior paint add to the move-in ready appeal. Even better, the seller will install a brand-new roof prior to closing, providing peace of mind for years to come.

The two-car garage offers ample storage.

One of the standout features is the air-conditioned flex room, perfect for a home office, gym, playroom, or additional living space. Step outside to a beautifully maintained yard with vinyl fencing and plenty of space to add a pool or create your own outdoor retreat, with direct access to the Pinellas Trail right from your backyard.

Situated in flood zone X, Quiet neighborhood. Beach access, shopping and entertainment just minutes away.

If buyers are looking for location, flexibility, and major updates handled for them, this home delivers. Schedule your showing today.

Buyer and buyer’s agent to verify all information.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 100
  • Laundry: Laundry Room
  • Year Built: 1979
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,825
  • Acreage: 0.17
  • Lot Size: 75 x 100
  • Est. Taxes: $6,550
  • Appliances: Built-In Oven, Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: TB8452419
  • Days on Market: 69 days
  • Website: https://www.raveis.com
    /prop/TB8452419/10997117thstreet_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/3/2026 12:10:35 PM)
Listing courtesy of REALTY EXPERTS   Phone: 727-888-1000

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10997 117TH STREET, Seminole, FL, 33778

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.149% 6.144% 5.522%
Monthly Tax Payment $546 $546 $546
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,352 $2,515 $3,376
Total Monthly Payment $2,990 $3,153 $4,014

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.