314 Silver Sands Lane, Fort Pierce, FL, 34945 | $390,000

Introducing the Bermuda model built by Renar Homes. The home is loaded with options & Upgrades. Located in the unique gated community of Morningside. Morningside offers an old Florida setting with unique amenities to include pool, club house, fitness center and much , much more. An ideal community for both growing families and retirement. This 4 Bedroom / 3 Bath home sits on a unique lake lot with neighbors on one side of home only and a large 15 x 10 covered lanai overlooking the lake. Home features am amazing floor plan, with Bay window in front of home. The Master Suite hosts a vaulted ceiling along with luxurious master bath with soaker tub, soaker tub, separate shower and double sinks. SCHEDULE A SHOWING WILL YOU STILL CAN! Introducing the Bermuda model built by Renar Homes. The home is loaded with options & Upgrades. Located in the unique gated community of Morningside. Morningside offers an old Florida setting with unique amenities to include pool, club house, fitness center and much , much more. An ideal community for both growing families and retirement. This 4 Bedroom / 3 Bath home sits on a unique lake lot with neighbors on one side of home only and a large 15 x 10 covered lanai overlooking the lake. Home features am amazing floor plan, with Bay window in front of home. The Master Suite hosts a vaulted ceiling along with luxurious master bath with soaker tub, soaker tub, separate shower and double sinks. Chef's kitchen with granite counter tops, wood cabinets, SS Appliances and island is perfect for entertaining. Upgraded flooring throughout. Take the opportunity to schedule a showing today to make this house your Forever Home. Builder pays closing cost when using preferred lender.

Features

  • Amenities: Basketball Court, Clubhouse, Playground, Community Room, Street Lights
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Tub
  • Style: Colonial
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central
  • Cooling: Electric, Central Building
  • Approx Sq. Feet: 1,796
  • Acreage: 0.12
  • Est. Taxes: $769
  • HOA Fee: $145 Monthly
  • Lot Desc: Sidewalks
  • View: Lake
  • Water Front: Yes
  • High School: Fort Pierce Westwood Academy
  • Pet Policy: Yes, Breed Restrictions
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • MLS#: RX-11146119
  • Website: https://www.raveis.com
    /prop/RX-11146119/314silversandslane_fortpierce_fl?source=qrflyer
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Listing courtesy of Coastal Breeze Realty Corp

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

314 Silver Sands Lane, Fort Pierce, FL, 34945

$390,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $312,000 $312,000 $312,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $64 $64 $64
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,723 $1,846 $2,488
Total Monthly Payment $1,862 $1,985 $2,627

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.