2691 PHILLIPS ROAD, Christmas, FL, 32709 | $775,000

Custom-built concrete block 3 bedroom, 2 bath, 3 car garage with a wraparound porch situated on 11. 01 acres of serenity, privacy, nature and tons of wildlife!! Upon entering the accessible front entrance, you will be greeted by an open floor plan, which offers accessible features, a central vacuum, crown molding throughout, tall ceilings, a formal living room with a gas fireplace, formal dining room with french doors that lead to the porch, kitchen with triple sinks, tons of counter and cabinet space, and a large pantry, indoor laundry room with cabinet and counter space, utility sink, storage closets, attic access, and access to the porch, primary bath and kitchen, bedroom 2 and 3 are located on the east side of the home and both offer private access to the porch, a jack and jill bathroom with double sinks, two built in closets, and a tub/shower. The primary bedroom is located on the west side of the home and offers a large 6 X 9 walk-in closet, which also was constructed to serve as a storm/safe room, a separate built-in closet, an additional 7. 4 X 5. 3 space, which could be used as a sitting space, office area, dresser storage, etc. , a private hallway which leads to the primary bathroom, which offers a walk-in accessible shower, a separate jetted tub, dual sinks, and a built-in closet. The exterior of this home offers a wraparound covered porch with ceiling fans and recessed lighting, a covered walkway that leads to the detached 3 car garage, a concrete slab with an RV hookup, a private septic recently serviced with a lift station, water softener, newer private well, lightning rods, and gutters & downspouts. Home is wired for a whole home generator; however, the generator in place is not functional, nor warranted by sellers.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 2004
  • Garage: 3-car Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,040
  • Acreage: 11.01
  • Est. Taxes: $3,488
  • Lot Desc: In County, Zoned for Horses
  • View: Trees/Woods
  • Elem. School: Columbia Elem
  • Middle School: Corner Lake Middle
  • High School: East River High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer, Water Softener
  • MLS#: O6315255
  • Days on Market: 253 days
  • Website: https://www.raveis.com
    /prop/O6315255/2691phillipsroad_christmas_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/16/2026 6:13:45 AM)
Listing courtesy of BREVARD PROPERTY MGMT & SALES   Phone: 321-225-8771

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2691 PHILLIPS ROAD, Christmas, FL, 32709

$775,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.419% 5.668%
Monthly Tax Payment $291 $291 $291
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,668 $3,817 $5,025
Total Monthly Payment $4,051 $4,200 $5,408

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.