6034 SW 86TH CIRCLE, Ocala, FL, 34481 | $439,995

WOW! With an accepted offer, the seller will contribute $10, 000 toward a 2-1 interest rate buydown for the Buyer, potentially lowering your rate to around 4. 37%. Looking for the perfect place to enjoy comfort, style, and an active lifestyle? Check out this gorgeous, expanded Mystique model perfectly positioned on a premium lot offering private and relaxing green space views. Located in the highly sought-after gated, 55+ Stone Creek Golf Course Community, this home is more than just a residence; it's your ticket to vibrant, resort-inspired living. This home blends luxurious finishes with thoughtful design, creating the lifestyle you’ve been seeking and best of all it comes with a 1-year home warranty for added peace of mind! Elegant luxury vinyl plank and tile flooring flow throughout, complemented by lofty ceilings, Plantation shutters, recessed LED lighting, and a versatile bonus flex room. Designed for gatherings and effortless living, the spacious extended living room features glass sliders that open to a covered lanai, where tranquil green space views provide a serene backdrop for outdoor gatherings. This inviting gourmet kitchen offers a central island perfect for casual bar-height seating, timeless Shaker cabinets topped with crown molding accents, granite countertops, and a stylish tiled backsplash. With a generous pantry and stainless-steel appliances, including a cooktop framed by a custom wooden range hood, this space blends charm with everyday convenience. Unwind in the spacious Owner’s suite, featuring a graceful tray ceiling and convenient top-down cellular shades. The walk-in closet keeps everything organized, while the private bath boasts a Roman-style shower with elegant glass tile accents, a sunlit transom window, and a dual vanity designed for comfort and ease. Take advantage of the two spacious guest rooms, perfect for accommodating visitors or setting up a hobby space, and you'll also love the large laundry room, complete with a laundry tub, a folding table, and ample cabinet storage space. To top it all off, this home includes a convenient Smart Home technology package, adding a modern touch to these fantastic features. Embrace the exceptional lifestyle of this vibrant community, featuring a 24/7 staffed gated entrance for security. Luxury-inspired amenities include heated pools, a state-of-the-art fitness center, a spa, and relaxing hot tubs and saunas. Stay active with pickleball, bocce, tennis, and a softball field, while a dedicated lifestyle staff curates entertainment, activities, and special events to foster connections. Just beyond the gates, enjoy a golf course, pro shop, and restaurant—perfect for socializing and unwinding. Make your move today and experience resort-style living at its finest!

Features

  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 57 x 120
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2023
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,217
  • Acreage: 0.16
  • Lot Size: 57 x 120
  • Est. Taxes: $5,593
  • HOA Fee: $320 Monthly
  • Lot Desc: Cleared, Landscaped
  • View: Park/Greenbelt
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: OM714646
  • Days on Market: 162 days
  • Website: https://www.raveis.com
    /prop/OM714646/6034sw86thcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 6:12:35 AM)
Listing courtesy of REAL BROKER LLC - OCALA   Phone: 855-450-0442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Has access to hundreds of loan programs, all at competitive rates
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Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6034 SW 86TH CIRCLE, Ocala, FL, 34481

$439,995

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,996 $351,996 $351,996
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $466 $466 $466
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,167 $2,254 $2,947
Total Monthly Payment $2,708 $2,795 $3,488

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.