10025 WINDING RIVER RD, Punta Gorda, FL, 33950 | $294,900

LARGE 3 BEDROOM 2. 5 BATH FURNISHED HOME IN THE QUIET CREEKSIDE COMMUNITY! LOW 3. 39% INTEREST ASSUMABLE FHA LOAN. NEW ROOF JANUARY2024 AND FRESHLY PAINTED EXTERIOR! Large Kitchen features a center island, breakfast bar, built in double oven, cooktop range, microwave oven, lots of wood cabinets, Corian counter tops, tile backsplash, closet pantry and opens to a dining room and large family room. The second floor features an open office area with 2 baths and all bedrooms. Wood laminate and ceramic tile flooring throughout. The large master bedroom has an ensuite bath with a walk-in closet and private bathroom with dual sink vanity, tile walk-in shower, linen closet, and private commode. Large, screened lanai overlooks a nice yard which backs to a small park with walking trail. Front entrance is screened with front porch sitting area- Creekside is a quiet, deed restricted community that includes underground utilities, lakes, a picnic area, 2 playgrounds and sidewalks. Close to the Punta Gorda Airport and only a short car ride to I-75, US-41 for access to local favorites such as Fishermen’s Village, Ponce De Leon Park, shopping & boutiques, fine & casual dining, and live entertainment. AREA INFO: Downtown Punta Gorda is located on the Gulf Coast of Southwest Florida, approximately 2 miles west of 1-75 off Exit 164 and features EASY ACCESS TO WORLD CLASS FISHING IN CHARLOTTE HARBOR AND THE GULF OF AMERICA. By sea, Punta Gorda is located on Charlotte Harbor about 30 minutes by water from Port Boca Grande and Boca Grande Pass known as the Tarpon Fishing capital of the world. Punta Gorda features historic Fisherman's Village with its many shops, galleries, boutiques, restaurants and a museum. The charming downtown area of Punta Gorda features quaint cafes, restaurants, and art galleries. There are many public and semi-private golf courses within the greater Port Charlotte/Punta Gorda area which is conveniently and quietly located approximately 50 miles south of Sarasota, 24 miles north of Fort Myers, 125 miles from Orlando and Disney World, approximately 40 minutes to the Southwest Florida International Airport, and only 15 minutes to Punta Gorda Airport.

Features

  • Amenities: Playground
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 70 x 122 x 33 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 2006
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,397
  • Acreage: 0.14
  • Lot Size: 70 x 122 x 33 x 120
  • Est. Taxes: $5,378
  • HOA Fee: $194 Quarterly
  • View: Park/Greenbelt
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7518770
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /prop/C7518770/10025windingriverrd_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/27/2026 8:17:06 AM)
Listing courtesy of CENTURY 21 SUNBELT REALTY   Phone: 941-625-6120

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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10025 WINDING RIVER RD, Punta Gorda, FL, 33950

$294,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $235,920 $235,920 $235,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.132% 5.541%
Monthly Tax Payment $448 $448 $448
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,321 $1,413 $1,897
Total Monthly Payment $1,844 $1,936 $2,420

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.