841 DELAWARE AVENUE, Palm Harbor, FL, 34683 | $724,900

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to Ozona living, where laid-back coastal charm meets a home packed with character, updates and room to enjoy every day Florida Living! The upstairs level offers a traditional split bedroom 3 beds and 2 bath floorplan. In addition, the functional ground level has plenty of extra living space that could be your 4th bedroom and 3rd bath along with a perfect bonus room for entertaining during pool parties. This ground level space could also be perfect as a multi generational family set-up or a more traditional mother-in-law suite! This home offers the kind of space and freedom that’s hard to find, especially with NO HOA! Bring the boat, the jet skis, or any of your toys and use the side parking pad or the backyard and skip the marina fees!

Inside, an open floor plan makes everything feel bright and connected. The Spanish tile flooring ties the main level together with a warm, timeless look. The new kitchen steals the show with quartz countertops, pull out drawers, stainless steel appliances, a walk in pantry and a large island that makes the perfect gathering spot.

You’ll appreciate upgrades throughout the home, including All New Hurricane Impact Windows, Doors and Garage Door (2022), New Roof (2019), paid off solar panels (2019) and a brand-new water heater (2024). Total Homeowners Insurance and Flood Insurance is under $4, 000 a year! This home is solid, efficient and ready for Florida weather!

Downstairs opens up a whole new world of usable space. The bonus room and great room feature new Duramax water resistant walls, sleek epoxy flooring, a shiplap ceiling, a kitchenette and a full bathroom. This square footage and living space is not part of Public Records, but it's a flexible setup that works for entertaining, media room, hobbies, movie nights ~ The options are endless!

The backyard is where this property really shines! An inviting saltwater pool with a PebbleTec finish (2020) is surrounded by gorgeous landscaping and plenty of space to unwind. A brick fireplace, covered bar and outdoor shower make this yard feel like a private getaway. The layout still leaves room to store water toys or golf carts and the French drain system keeps everything flowing smoothly out to the street.

Life in Ozona is something special! This Coastal Golf Cart Community has a relaxed atmosphere, friendly streets and beautiful natural surroundings. The 47 Mile Pinellas Trail is just moments away for biking, running or cruising to nearby towns. Ozona’s restaurants, shops, taverns and live music are within walking or golf cart distance and Downtown Palm Harbor is just around the corner.

Right across the street, you’ll find local parks, ballfields, a skate park ~ It’s almost like an extension of the backyard! What a great place to play fetch with the dog, throw the ball with kids, organize a game of kickball, have the kids learn to ride bikes, or play outside in the middle of summer rains. This is the Perfect Home to raise your active kids! Several popular marinas are also nearby, including Home Port Marina, Island Harbor Marina and Ozona Fish Camp, making life on the water easy and convenient. You’re also a quick ride to Downtown Dunedin and the famous Sponge Docks in Tarpon Springs and even have golf courses like Innisbrook and Tarpon Springs Golf Course close by.

This home brings together comfort, updates, outdoor living and Ozona Charm in a way that’s rare to find and easy to love! Start Living Your Best Florida Lifestyle Today!!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 71 x 126
  • Laundry: Laundry Room
  • Year Built: 2001
  • Garage: 2-car Driveway, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,747
  • Acreage: 0.19
  • Lot Size: 71 x 126
  • Est. Taxes: $4,554
  • Lot Desc: Landscaped
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: Gunite, In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8453959
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/TB8453959/841delawareavenue_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/6/2026 11:08:40 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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841 DELAWARE AVENUE, Palm Harbor, FL, 34683

$724,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $579,920 $579,920 $579,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $380 $380 $380
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,338 $3,524 $4,700
Total Monthly Payment $3,810 $3,996 $5,172

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.