10910 Santa Margherita RD, Estero, FL, 34135 | $389,000

Offered TURNKEY! Welcome to this meticulously maintained second-floor end-unit condo that truly has it all. Featuring 2 bedrooms, a versatile open den with built-in desk, formal dining area, and a 1-car detached garage, this light-filled residence is ready for you to move in and start enjoying the Southwest Florida lifestyle. Step into the spacious foyer, complete with a large storage closet perfect for beach gear and extras. Ascend the beautifully finished staircase and be greeted by abundant natural light and soaring volume ceilings, creating an open and airy feel throughout. Luxury wood look vinyl flooring flows through the main living areas, with tile in the kitchen and baths and plush carpeting in the guest bedroom. The open, light-and-bright kitchen offers ample cabinetry and counter space, featuring a breakfast bar, crisp white cabinetry, Corian countertops, and white appliances ideal for both everyday living and entertaining. At the front of the condo, you’ll find a spacious guest bedroom and full bath, along with a flexible open den perfect for a home office, media room, or cozy retreat. The primary suite is a true sanctuary, showcasing peaceful lake and fountain views from the second floor and an updated ensuite bath with dual vanities and a stunning walk-in shower. The enclosed lanai, fitted with impact sliding glass doors and sun shades, provides additional living space to enjoy year-round rain or shine. For added peace of mind, the community’s stone-coated steel roofs were replaced in 2020, offering both beauty and long-term durability. Resort-Style Living at Lighthouse Bay Enjoy a gated community loaded with amenities: 5 pools, including a lap pool, 2. 5 miles of scenic walking/jogging paths, Robust bocce program, Tennis courts with an on-site pro, 2 boat houses, fitness center, sauna, clubhouse, and library, Arts & Learning Center and more! As a bonus, a Bronze Membership to The Brooks Commons Club is included, giving you access to a private restaurant, enrichment center, pickleball courts, lively social events, and more. Just minutes to Coconut Point Mall, top dining, entertainment, SWFL International Airport, and the white-sand beaches of Southwest Florida.

Features

  • Building Design: Low Rise (1-3)
  • Parking: Driveway Paved
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 2
  • Amenities: Basketball,BBQ - Picnic,Beach Club Available,Bike And Jog Path,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Fishing Pier,Internet Access,Lakefront Beach,Lap Pool,Library,Sauna,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: LIGHTHOUSE BAY
  • Development: LIGHTHOUSE BAY AT THE BROOKS
  • Year Built: 2003
  • Approx Sq. Feet: 1,554
  • Est. Taxes: $5,461
  • Condo Fee: $2,480 Quarterly
  • Lot Desc: Other
  • View: Lake
  • Community Type: Gated,Tennis
  • Water Front: Yes
  • Pet Policy: Limits
  • MLS#: 225082565
  • Website: https://www.raveis.com
    /prop/225082565/10910santamargheritard_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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10910 Santa Margherita RD, Estero, FL, 34135

$389,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,200 $311,200 $311,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.168% 5.561%
Monthly Tax Payment $455 $455 $455
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,791 $1,864 $2,502
Total Monthly Payment $2,321 $2,394 $3,032

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.