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Presented by
Harry Finer - The Finer Team |
Beautifully Remediated Home in St. Pete Beach – Ready for Your Finishing Touches!
Welcome to 440 82nd Ave in beautiful St. Pete Beach — a property offering an exceptional opportunity to customize a coastal home to your taste. The standout feature is the resort-style in-ground pool, complete with a tranquil waterfall, built-in seating, umbrella inserts, and Adirondack chairs right in the water. Surrounded by a pavered pool deck and enclosed by white vinyl fencing, this outdoor oasis creates the perfect setting for entertaining, relaxing, and soaking up the Florida sunshine.
Inside, the home has 1, 560 sq ft, featuring 4 bedrooms and 3. 5 bathrooms. The property experienced a flood event and has been fully remediated, providing a blank canvas ready for your finishing touches, upgrades, and personal style. This layout offers incredible flexibility for a primary residence, vacation home, or investment property. Step inside to find an open layout with excellent natural light and flexible living areas perfect for modern coastal living. With the remediation complete, the hard work has been done, leaving you free to select the finishes, design elements, and upgrades that match your vision.
Whether you’re an investor looking for a high-demand beach rental opportunity or a homeowner ready to build your customized beach getaway, this property delivers the location, the space, and the potential. Opportunity awaits in one of Florida’s most iconic beach towns.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,990
Sales Vice President
William Raveis Real Estate
Phone: 860.882.4911
Harry.Finer@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,992 | $399,992 | $399,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $311 | $311 | $311 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,303 | $2,561 | $3,322 |
| Total Monthly Payment | $2,688 | $2,946 | $3,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.