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1230 Melton Road, ##38, West Union, SC, 29696 | $249,900
ASK ABOUT THE THIRTY NEW BOATSLIPS! What makes this Lake Keowee Cottage special? The price for the updates, the large outdoor patio, outdoor privacy, some furnishings and more!!! It is the current Backwater bargain with the most upgrades for the price. The front door is not facing the neighbor's front door, giving you added privacy on your large private patio. This cottage is the perfect lake getaway and is close to its parking spot and guest parking spots! Upgrades include the large, poured patio and golf cart pad, new flooring, former dropdown cabinets removed, cabinets painted, new quartz countertops, a repainted main interior, cozy shiplap enhancement and more. The HVAC was new in 2016. If you are looking for a low maintenance retreat or a lake getaway, cottage 38 is a must see! This established community offers many amenities. They include a fabulous lakefront lodge and swimming pool, marina, beach, renovated fitness center, walking trails and more. There is no HOA. Cottage owners own their cottages and lease the land. There is a monthly regime of $660 for 2026 for water view cottages that includes land lease, landscaping maintenance, private gated community, gates up keeping, pool, clubhouse, walking trails, fitness center, lighting and more. The monthly fees vary for each buyer based on their specific usage. Monthly fees in Backwater Landing vary based on services such as boat slip rental, storage unit usage, and whether the owner is a full-time or part-time resident in the neighborhood. Contact your real estate agent about the fees structure. This is a private gated community. The gate is monitored with no public access. Entry requires agent representation. No rentals allowed less than a 12-month term. A modified tax structure adds to the savings of this remarkable Lake Keowee cottage. This cottage is on a shared septic of three cottages. To live full time requires developer permission and can be based on septic tank capacity. Please ask about the land lease, boat slip rentals, waitlist, and further details as the developer anticipates the thirty new boat slips (now onsite) to be rentable soon, once work is completed to prepare them for use. Schedule your private tour today.
Features
- Amenities: Boat Storage, Clubhouse, Common Areas, Fitness Center, Gated, Street Lights, Pool, Water Access, Dock, Lawn Maintenance, Boat Ramp, Landscape Maintenance, Bike Path, Walking Trails, Marina
- Bedrooms: 2
- Baths: 2 full
- Laundry: 1st Floor, Laundry Closet
- Style: Bungalow, Ranch
- Year Built: 1999
- Heating: Electric, Forced Air, Heat Pump
- Cooling: Central Air, Electric
- Basement: None
- Est. Taxes: $1,063
- HOA Fee: $660 Monthly
- Lot Desc: 1/2 Acre or Less, Few Trees, Interior Lot
- View: Water
- Elem. School: Walhalla
- Middle School: Walhalla
- High School: Walhalla
- Pets Allowed: Yes
- Appliances: Dishwasher, Dryer, Refrigerator, Washer, Electric Oven, Range, Microwave, Electric Water Heater
- MLS#: 1576553
- Days on Market: 170 days
- Website: https://www.raveis.com
/prop/1576553/1230meltonroad_westunion_sc?source=qrflyer
Listing courtesy of My Upstate Home LLC Phone: 864-777-4663
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
1230 Melton Road, ##38, West Union, SC, 29696
$249,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $89 | $89 | $89 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,262 | $1,660 |
| Total Monthly Payment | $1,395 | $1,426 | $1,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484