1230 Melton Road, #38, West Union, SC, 29696 | $259,000

ASK ABOUT THE THIRTY NEW BOATSLIPS! What makes this Lake Keowee Cottage special? The price for the updates, the large outdoor patio, outdoor privacy, some furnishings and more!!! It is the current Backwater bargain with the most upgrades for the price. The front door is not facing the neighbor's front door, giving you added privacy on your large private patio. This cottage is the perfect lake getaway and is close to its parking spot and guest parking spots! Upgrades include the large, poured patio and golf cart pad, new flooring, former dropdown cabinets removed, cabinets painted, new quartz countertops, a repainted main interior, cozy shiplap enhancement and more. The HVAC was new in 2016. If you are looking for a low maintenance retreat or a lake getaway, cottage 38 is a must see! This established community offers many amenities. They include a fabulous lakefront lodge and swimming pool, marina, beach, renovated fitness center, walking trails and more. There is no HOA. Cottage owners own their cottages and lease the land. There is a monthly regime of $634 for 2025 for water view cottages that includes land lease, landscaping maintenance, private gated community, gates up keeping, pool, clubhouse, walking trails, fitness center, lighting and more. The monthly fees vary for each buyer based on their specific usage. Monthly fees in Backwater Landing vary based on services such as boat slip rental, storage unit usage, and whether the owner is a full-time or part-time resident in the neighborhood. Contact your real estate agent about the fees structure. This is a private gated community. The gate is monitored with no public access. Entry requires agent representation. No rentals allowed less than a 12-month term. A modified tax structure adds to the savings of this remarkable Lake Keowee cottage. This cottage is on a shared septic of three cottages. To live full time requires developer permission and can be based on septic tank capacity. Please ask about the land lease, boat slip rentals, waitlist, and further details as the developer anticipates the thirty new boat slips (now onsite) to be rentable soon, once work is completed to prepare them for use. Schedule your private tour today.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Washer Hookup,Electric Dryer Hookup
  • Style: Cottage
  • Development: 205-Oconee County,SC
  • Year Built: 1999
  • Heating: Central,Electric,Heat Pump
  • Cooling: Central Air,Forced Air,Heat Pump
  • Basement: None,Crawl Space
  • Est. Taxes: $1,064
  • Lot Desc: Outside City Limits,Subdivision,Views,Interior Lot
  • View: Water
  • Elem. School: Walhalla Elem
  • Middle School: Walhalla Middle
  • High School: Walhalla High
  • Appliances: Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer
  • MLS#: 20295265
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/20295265/1230meltonroad_westunion_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.
Listing courtesy of My Upstate Home LLC   Phone: 864-777-4663

Room Information

Type DimensionsLevel
Bedroom2 10'6x11'0Main
DiningRoom 11'10x10'10Main
Kitchen 11'7x8'2Main
LivingRoom 15'3x11'5Main
PrimaryBedroom 10'11x11'3Main
ScreenedPorch 9'8x11'5Main

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1230 Melton Road, #38, West Union, SC, 29696

$259,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,200 $207,200 $207,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $89 $89 $89
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,176 $1,241 $1,652
Total Monthly Payment $1,340 $1,405 $1,816

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.